Michele Caruso

Experience

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  Commerzbank AG

  Jan 1991 - Jan 1994

  Apprenticeship as qualified Banker

  Completed professional education as a qualified banker at Commerzbank AG (formerly Dresdner Bank AG) in Frankfurt

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  Intesa Sanpaolo

  Sept 1994 - Dec 1999

  Relationship Manager

  Money market and foreign exchange settlement in Frankfurt, with gradual introduction into the money market and foreign exchange (front office). Than Corporate banking and credit "support" for medium-large size companies and corporations as Relationship Manager

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  DZ BANK AG

  Jan 2000 - Jun 2002

  Regional Manager

  Corporate accounts officer (in the field) at DG Discontbank GmbH, the factoring division of DZ Bank Group and responsible for Southern Germany.Head of representative office in Munich

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  Bank of Ireland

  Jul 2002 - Dec 2007

  Sales Director at Enterprise Finance Europe (Bank of Ireland Group)

  Sales Director for Southern Germany significant involved in buildup Enterprise Finance Europe (EFE) – a subsidiary of Bank of Ireland – with focus on factoringIn April 2006 EFE was sold and successful integrated into CIT Group Inc. NY, the largest and oldest factoring provider in the world. The German entity was renamed into CIT Commercial Service (Europe)

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  Comprendium

  Jan 2008 - Aug 2011

  Senior Account Manager

  Factoring & LeasingAs Senior Account Manager at Comprendium Structured Financing care, developed and expanded the own debt purchase program TRSP® (Trade Receivables Securitization Program = ABCP/Factoring) Know how transfer to the sales staff and colleagues from the leasing area. From the distribution side acquired customers, acquire and manage refinancing banks, resellers or partners

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  GE Capital

  Sept 2011 - Jul 2016

  Branch Manager

  Factoring, ABL, Leasing

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  TARGO Commercial Finance

  Jul 2016 - Sept 2019

  Branch Manager @ TARGO Commercial Finance (formerly GE Capital) - part of Crédit Mutuel

  Factoring, Leasing, ABL

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  Bank für Tirol und Vorarlberg AG

  Oct 2019 - Sept 2021

  Area Manager
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  VR Factoring GmbH

  Oct 2021 - now

  Head of Sales

  VR Factoring GmbH (Part of DZ Bank Group and formerly DG Diskontbank)