
Patti Matta
Senior Mortgage Loan Officer-The Touchstone Group

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About me
Senior Loan Officer NMLS#256791
Education

Nationwide Mortgage Licensing System (NMLS)
-NMLS is the system of record for non-depository, financial services licensing or registration for participating state agencies, including the District of Columbia and U.S. Territories of Puerto Rico, the U.S. Virgin Islands, and Guam. In these jurisdictions, NMLS is the official system for companies and individuals seeking to apply for, amend, renew and surrender license authorities managed through NMLS by 58 state or territorial governmental agencies. NMLS itself does not grant or deny license… Show more NMLS is the system of record for non-depository, financial services licensing or registration for participating state agencies, including the District of Columbia and U.S. Territories of Puerto Rico, the U.S. Virgin Islands, and Guam. In these jurisdictions, NMLS is the official system for companies and individuals seeking to apply for, amend, renew and surrender license authorities managed through NMLS by 58 state or territorial governmental agencies. NMLS itself does not grant or deny license authority.NMLS is the sole system of licensure for mortgage companies for 54 state agencies and the sole system of licensure for Mortgage Loan Originators for 58 state and territorial agencies. NMLS is also the system of record for the registration of depositories, subsidiaries of depositories, and MLOs under the Consumer Financial Protection Bureau’s Regulation G (S.A.F.E. Mortgage Licensing Act – Federal Registration of Residential Mortgage Loan Originators), published December 19, 2011. Show less

San Diego Housing Commission (SDHC)
-First Time Home Buyer Certified First Time Home Buyers, Real EstateThe San Diego Housing Commission (SDHC) offers deferred loans, homeownership grants, and mortgage credit certificates to help low- and moderate-income families buy their first homes. The SDHC First-Time Homebuyer Program can be used to purchase a single family home, townhome or condominium in the City of San Diego. This program is funded primarily through federal U.S. Department of Housing and Urban Development (HUD) HOME Investment Partnerships Program grants to the City of San Diego… Show more The San Diego Housing Commission (SDHC) offers deferred loans, homeownership grants, and mortgage credit certificates to help low- and moderate-income families buy their first homes. The SDHC First-Time Homebuyer Program can be used to purchase a single family home, townhome or condominium in the City of San Diego. This program is funded primarily through federal U.S. Department of Housing and Urban Development (HUD) HOME Investment Partnerships Program grants to the City of San Diego that are administered by SDHC, with additional funding from federal Community Development Block Grant funds, State CalHome Program funds, and City of San Diego Affordable Housing Funds. Since the program began on August 13, 1990, SDHC has helped more than 5,230 families and individuals buy their first homes. In addition, SDHC administers the County of San Diego's First-Time Homebuyer Down Payment and Closing Cost Assistance Program. . Show less

California Housing Finance Agency (CalHFA)
-CalHFA CertifiedFor more than 35 years, the California Housing Finance Agency (CalHFA) has supported the needs of renters and homebuyers by providing financing and programs that create safe, decent and affordable housing opportunities for low to moderate income Californians. Established in 1975, CalHFA was chartered as the State's affordable housing bank to make low interest rate loans through the sale of tax-exempt bonds. CalHFA is a completely self-supporting State agency, and its bonds are repaid by… Show more For more than 35 years, the California Housing Finance Agency (CalHFA) has supported the needs of renters and homebuyers by providing financing and programs that create safe, decent and affordable housing opportunities for low to moderate income Californians. Established in 1975, CalHFA was chartered as the State's affordable housing bank to make low interest rate loans through the sale of tax-exempt bonds. CalHFA is a completely self-supporting State agency, and its bonds are repaid by revenues generated through mortgage loans, not taxpayer dollars. Show less

FHA 203k Rehab loans
-Certification FHA 203k Rehab loansThe 203k Contractor Certification Program contains the education course for contractors for the FHA 203k loan and assures the borrowers, lenders, asset managers and Realtors® who recommend or use a Certified 203k Contractor of the most knowledgeable and experienced contractor for their FHA 203k loan needs. Developed to ensure that contractors are properly educated, prepared and informed on the complexities of the FHA Section 203k Rehabilitation Loan

Fannie Mae Homestyle Renovation
-Certification Fannie Mae HomeStyle Renovation LoanThe Fannie Mae HomeStyle Renovation Loan is a standard renovation program for conventional loans.With this program you can perform all of the same renovation as with the FHA 203k but without all of the limitations since after all this loan does follow conventional guidelines.The final loan amount can be as high as $417,000.00 and luxury items such as a po

Allied Real Estate Schools
-Real Estate Salesperson Study Courses Real EstateAllied is a nationally accredited online school by the Accrediting Commission of the Distance Education and Training Council (DETC). The Accrediting Commission of the Distance Education and Training Council is listed by the U.S. Department of Education as a nationally-recognized accrediting agency. Allied National High School is regionally accredited by the Western Association of Schools and Colleges (WASC), North Central Association Commission on Accreditation and School Improvement (NCA CASI)… Show more Allied is a nationally accredited online school by the Accrediting Commission of the Distance Education and Training Council (DETC). The Accrediting Commission of the Distance Education and Training Council is listed by the U.S. Department of Education as a nationally-recognized accrediting agency. Allied National High School is regionally accredited by the Western Association of Schools and Colleges (WASC), North Central Association Commission on Accreditation and School Improvement (NCA CASI) and Virginia Office of Southern Association of Colleges and Schools Council on Accreditation and School Improvement (SACS CASI). Show less

Livingston High School
-High School DiplomaActivities and Societies: Field Hockey Livingston High School is a four-year comprehensive public high school that serves students in ninth through twelfth grades from Livingston, in Essex County, New Jersey, operating as part of the Livingston Public Schools

California Bureau of Real Estate (CalBre)
1997 - 2014California Real Estate Salesperson's License California Real EstateActivities and Societies: No Longer Active California Real Estate Salesperson's License, California Real EstateCalifornia Real Estate Salesperson License, California Real EstateCalifornia Real Estate Salesperson License1. Real Estate Practice; and2. Legal Aspects of Real Estate; and3. Real Estate Finance; and4. Real Estate Appraisal; 5. Real Estate Economics or Accounting6. Real Estate Principles7. Business Law8. Property Management9. Escrow10. Real Estate Office… Show more California Real Estate Salesperson's License, California Real EstateCalifornia Real Estate Salesperson License, California Real EstateCalifornia Real Estate Salesperson License1. Real Estate Practice; and2. Legal Aspects of Real Estate; and3. Real Estate Finance; and4. Real Estate Appraisal; 5. Real Estate Economics or Accounting6. Real Estate Principles7. Business Law8. Property Management9. Escrow10. Real Estate Office Administration11. Mortgage Loan Brokering and Lending12. Advanced Legal Aspects of Real Estate13. Advanced Real Estate Finance14. Advanced Real Estate Appraisal15. Computer Applications in Real Estate16. Common Interest Developments Show less

Montclair State University
-Bachelor of Applied Science (B.A.Sc.) Business Administration and Management, GeneralActivities and Societies: Double major in Management and Marketing. Dean's List honoree. Formerly Montclair State CollegeMontclair State University is a public research university located in the Upper Montclair section of Montclair, the Great Notch area of Little Falls, and the Montclair Heights section of Clifton, in the U.S. state of New Jersey.
Experience

Bay Equity, LLC
Apr 1997 - nowSenior Mortgage Loan Officer-The Touchstone GroupI am pleased to bring my 18 plus years of Mortgage Experience to the Bay Equity team of professionals.Bay Equity is a full-service retail mortgage lending institution founded and headquartered in the heart of San Francisco’s Financial District. In 2011 and 2012, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. Bay Equity also has operations centers in Concord, California; Corona, California; Lake Forest, California; Portland, Oregon; Tacoma, Washington and Everett, Washington and 64 retail branch offices on the West Coast.Bay Equity opened in the midst of the recession, as many other mortgage lenders were closing their doors. A group of mortgage professionals led by three brothers, Brett, Jon and Casey McGovern, recognized the need for a new type of mortgage lender. Their new lender had to embrace the highest standards, provide exceptional customer service and be committed to lasting relationships.Bay Equity opened in San Francisco in April of 2008 and funded its first loan one month later. In its short history, Bay Equity has expanded and is now lending in eleven western states and growing.Bay Equity has hired accomplished mortgage and financial professionals at all levels and has proudly assembled a highly experienced staff of corporate executives and operations professionals.Related Mortgage Industry Experience:W.J. Bradley Mortgage Capital, LLC April 2012 – August 2013 Sierra Pacific Mortgage April 2010 – April 2012 Touchstone Funding January 2008 – April 2010 Signature Funding November 2007 – January 2008 Valley Vista Mortgage February 2001 – September 2007 Cal Coast Mortgage April 1997 – January 2001Mortgage lending services for Purchases and Refinances. First Time Homebuyer and Down Payment Assistance Programs available. FHA and VA Specialist. USDA, HARP, Reverse Mortgages, 203k Rehab loans, Jumbo, Portfolio and Private Money loans Show less
Licenses & Certifications

First Aid
American Red Cross
CPR
American Red Cross
Honors & Awards
- Awarded to Patti MattaTop Producing Loan Officer-Bay Equity, The Touchstone Group Bay Equity May 2015 Top Producing Loan Originator for the month of May 2015
- Awarded to Patti MattaBiltmore Who;s Who - Featured in the Who's Who publication of Professionals.
- Awarded to Patti MattaCello Scholarship - Was awarded a Cello Scholarship in grammar school.
Volunteer Experience
Contributor
Issued by San Diego Humane Society
Associated with Patti MattaContributor
Issued by American Humane Association
Associated with Patti MattaContributor
Issued by Wounded Warrior Project
Associated with Patti MattaContributor
Issued by Veterans of Foreign Wars (VFW)
Associated with Patti MattaContributor
Issued by DAV (Disabled American Veterans)
Associated with Patti MattaContributor
Issued by The National Humane Society
Associated with Patti MattaContributor
Issued by World Wildlife Fund
Associated with Patti Matta
Languages
- enEnglish
- moMortgage originiation
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