Murad Aushev

Experience

• 

  Mott MacDonald

  May 2019 - Nov 2022

  HS2 phase 2B:• Led modeling efforts for one region out of six in the HS2 (High Speed Railway) strategic highway models, analyzing the impact of HS2 to a localized area.• Led data cleaning, structuring, and querying to uncover insights from asset data. Developed innovative Python scripts, batch files, SQL queries, and VBA-based tools for efficient data extraction and processing.• Integral part of a collaborative team that conceptualized and developed a cutting-edge visualization tool, "WebMap," showcasing traffic data outputs and calculating significant traffic-related effects, using Java Script, HTML and CSS. Show less Heathrow Airport: Heathrow Highway Model:• Lead the creation of advanced Heathrow Highway interpolated models. Developed tools to streamline matrix production for 20+ forecast years.• Managed a team in researching and coding public transport supply for the Heathrow Highway modelling. Developed a systematic approach that allowed a small team to update many forecast models within tight deadlines.• Produced dynamic GIS outputs to visualize airport traffic data, effectively communicating model findings to the client.• Developed a pioneering methodology to integrate data from Heathrow's parking, public transport, and employee models (LASAM/HPARC & HEM-CM), enhancing model accuracy and insight.Southend Strategic Model:• Leveraged cutting-edge tools to process traffic count data, creating templates for over 150 models.• Engineered and optimized VBA-based tools to enhance data extraction and processing efficiency.• Led network coding, journey time route creation, calibration, validation, scheme coding, and model runs. Show less

  • Transport Modeller

    Jan 2022 - Nov 2022

  • Graduate Transport Modeller

    May 2019 - Jan 2022
• 

  Adastra Business Consulting

  Nov 2022 - now

  Collections Datamart Design - Amarbank, Indonesia• Led design of Collections Datamart to replace manual reporting processes.• Defined 16 TO-BE reports and captured 150+ business metrics forming the foundation of the new Datamart model.• Designed the logical schema (tables, metrics, dimensions) for the future Collections Datamart.• Identified and documented critical data warehouse gaps with remediation recommendations.Collections Implementation - Scotiabank, Canada• Lead a team of three consultants, providing strategic guidance across six workstreams.• Designed process guidelines, segmentation logic, reporting frameworks, and KPIs to improve cure rates and reduce provisions.• Developed and delivered training programs for the Call Center in the Dominican Republic, improving advisor effectiveness, call quality, and skip tracing practices.Digital Onboarding Health Check - Amar Bank, Indonesia• Conducted an in-depth review of the digital onboarding process, analyzing external data sources and identifying areas for improvement.• Performed comprehensive data analysis, including WoE, IV, Predictive Power assessment and impact change analysis.• Identified key data sources that enabled a seamless transition to a fully digital onboarding process for more clients, reducing reliance on offline methods while maintaining acceptable risk levels and achieving significant time and cost savings.Collections: Health Check - Hamkor Bank, Uzbekistan• Led and project team in assessing the effectiveness and efficiency of the Retails Collections Operations.• Conducted detailed Data Analysis, managed on-site visits and developed a roadmap of 35+ initiatives to enhance collections efficiency and recovery performance.Collections: Implementation - BFI, Indonesia• Led and Implemented following Initiatives: New Org Structure, KPIs & Incentives, Escalation Rules, Expert Based Segmentation, Pre-Collections, Case Prioritization and Allocation Rules in Field Collections. Show less Design and Quick Wins Implementation - BFI, Indonesia• Led initiatives in Dialer Selection, crafting BRD and Use Cases, and conducted Vendor Evaluation.• Designed an end-to-end process, performed Data Analysis, and created Process Maps and Policies for Case Prioritization and Allocation Rules in Field Collections.Collections Health Check - BFI, Indonesia• Analyzed data to pinpoint collections inefficiencies, execution issues, and organizational limitations.• Conducted on-site visits for direct insights from field collections staff.• Identified end-to-end process gaps and performed strategic portfolio analyses for quick wins.IFRS9 Models Recalibration - Bank al Etihad, Jordan• Led PD recalibration for six models, including Retail, Corporate, SME, LGD, EAD models, and Macroeconomic adjustments..• Played a pivotal role in enhancing model accuracy, aligning with IFRS9 standards, and optimizing risk assessment strategies Tele Sales Health Check – Home Credit International, Philippines• Analyzed tele sales operations, identified 4 quick wins with a monthly impact of 281M PHP, positively impacting the bottom line. • Devised a high-level roadmap guiding successful implementation of high-priority initiatives. Value Proposition Improvement – Home Credit, Czech Republic• Evaluated the digital funnel for a revolving product, identified throughput gaps, and pioneered collaborative process changes across risk, legal, product, and sales. • Spearheaded simplifications and improvements, achieving an ROI exceeding 10%.Credit Risk Fixes – Abdul Latif Jameel, Egypt• Conducted a thorough health check, enhancing processes in payments, UW, collections, fraud, etc• Developed a strategic roadmap for a business overhaul and lending restart in 3 months, aligning successfully with organizational goals• Standardized the Risk department's structure for improved clarity and efficiency, validating the ECL calculations model to ensure robustness Show less

  • Business Consultant

    Apr 2024 - now

  • Associate Business Consultant

    Nov 2022 - Apr 2024