Jesse Stewart IV

Experience

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  Bonner Di Salvo PLLC

  Aug 2009 - Mar 2012

  Legal Assistant

  Bonner DiSalvo PLLC specializes in Veterans Affairs and Bankruptcy law. I provided support mainly with Veterans Affairs cases with some cross-over into Bankruptcy.Core duties included, but not limited to:• Reported directly to three attorneys with a broad range of responsibilities that encompasses the timely and complex preparation of cases• Admitted to practice as a non-attorney practitioner at the Court of Appeals for Veterans Claims (CAVC)• Carefully and accurately drafts pleadings to file with different Courts using the Case Management/ Electronic Case Filing (EM/ECF) system• Prepared and maintains internal office case files for attorneys reflecting case-relevant documents and materials• Coordinated multifaceted office functions including but not limited to maintaining and auditing internal office dockets, spreadsheets, attorney calendars for upcoming deadlines, and implementing litigation plans • Ensured open lines of communication through dated correspondence• Liaison between attorneys, clients, bankruptcy trustees, court staff and government agencies• Performed computerized data entry using various legal software • Other duties as assigned Show less

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  U.S. Department of Housing and Urban Development

  Mar 2012 - Sept 2022

  • Practices risk-based underwriting analysis according to HUD Multifamily Accelerated Processing Guide (MAP Guide)• Experience in using risk-based undertaking in over $170M in refinances of Section 221(d)(4), 223(A)(7) and 223(f) mortgage applications• Analyzes financial risk, best investment, and credit structures for participation in multifamily programs involving Low Income Housing Tax Credits (LIHTC), Section 8 and HOME federal subsidies• Provides interpretation and guidance regarding housing procedures including laws and regulations related to multifamily housing developments• Analyzes third party reports, financial statements, credit reports, Real Estate Owned (REO) and debt schedules for potential risks• Responsible for coordination and execution of planning, scoping, development design, construction, recapitalization, and financing of complex and large multifamily insured projects• Serves as Concept Meeting Coordinator in the Detroit Satellite Office• Analyzes concept meeting packages in accordance to MAP Guide for any potential risks• Audits and processes construction draws, change orders and escrow releases• Serves on Regional Loan Committee for Region V Show less Currently supporting three (3) attorneys in the Office of General Counsel at the Detroit Field Office. Our legal concentration is in complex commercial multifamily real estate transactions that are FHA-insured. These transactions are pursuant to the following statute sections: Section 202- Housing for the Elderly;Section 207- Rental Housing; Section 213- Cooperative Units; Section 221(d)(3) – New Construction/ Sub-Rehab for Non-Profits; Section 221(d)(4)- New Construction/Sub-Rehab; Section 223 (f)- Refinance; Section 223(a)(7)- Refinance-existing FHA- Insured loans; Section 232 pursuant to 223(f)- Refinance- Nursing Home (LEAN); Section 232 pursuant to 223(a)(7)- Refinance existing FHA-Insured Loan; Section 242- Hospitals;Section 811- Housing for Persons with Disabilities.Core duties include:• Drafts correspondence and inter-agency memorandum• Logs in/out attorney assignments• Enters bi-weekly reports into OGC SharePoint• Enters legal assignments into Enterprise Tracking System (ETS)• Reviews draft closing dockets for completeness, which includes, but not limited to:• Reviews attorney opinions• Reviews survey’s and title policies for accuracy• Traces legal descriptions on surveys• Reviews surveyor’s reports• Review borrower’s organizational documents for HUD-required provisions• Ensures all documents have been provided• Performs legal research • Reviews/drafts legal opinions as requested by inter-agency departments• Maintains office filing system• Maintains legal calendar for scheduled closings• Assists attorney and closing coordinator during multifamily closings to ensure legal compliance• Notarizes legal documents for recordation• Performs other duties as assigned Show less

  • Senior Underwriter

    Jan 2015 - Sept 2022

  • Paralegal Specialist

    Mar 2012 - Jan 2015
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  Arbor Realty Trust

  Sept 2022 - May 2023

  FHA Underwriter

  • MAP-certified FHA Underwriter * Worked collaboratively with multifamily operators and developers to develop underwriting assumptions based on HUD-insured program requirements.• Developed and processed lender narratives and loan application exhibits in accordance with HUD requirements.• Reviewed financial statements, third-party reports and program guidelines ensure mitigation of risk.• Worked in collaboration with HUD Underwriters to verify timely processing of HUD-insured loan applications.• Consulted and advised clients on review of HUD Firm Commitments and closing requirements. Show less

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  Draper and Kramer, Incorporated

  Nov 2023 - now

  FHA Multifamily Loan Originator
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  JS4 Capital LLC

  Jun 2024 - now

  Managing Member