Lexi Patterson, MBA

Experience

• 

  Huntington National Bank

  May 2018 - Aug 2018

  Intern

  -Summer intern with the middle market commercial banking team and the private banking team. -Became CI 101 Certified.

• 

  Huntington National Bank

  Jun 2019 - now

  -Gather and analyze all financial and business information to determine credit worthiness for middle market commercial loans, including the identification of risks, strengths and weaknesses (market, credit, economic, loan structure, etc).-Complete loan packages through entire underwriting process, identifying relevant strengths of the opportunity and mitigating any identified risks.-Maintain small book of clients, acting as Portfolio Manager.-Develop a strong foundation in credit analysis.-Trained several other credit analysts.-Support underwriting in commercial banking in several fields including but not limited to contractor credits, syndicated deals, non-profit, and higher education customers.-Appointed secretary of Senior Credit Committee. Show less -Provide support to the middle market portfolio management team in the Greater Cleveland region.-Review and spread borrower and prospect financial statements.-Complete supportive documents, including risk rating models, sensitivity, collateral, and cash flow analyses for inclusion in approval and portfolio review packages.-Monitor borrower reporting requirements (covenant compliance, borrowing bases, and other reporting requirements).-Aid in the underwriting package process from beginning to end.-Completed "Credit College", a three week formal credit training.-Presented a deal to Mock Middle Market Credit Committee.-Internally recruited to temporarily work full-time for HNB's Paycheck Protection Program initiative at the beginning of the COVID-19 pandemic. Worked as an ERO, Loan Closer, and Problem Loan Troubleshooter during 2.5 month span.-Trained and worked with middle market summer intern, who accepted a full-time offer with the team.-Successfully completed the RMA Lending Decision Process Series, certificate #: 05E27B0C.-Member of both the Emerging Professionals and Women's Network Business Resource Groups.-Volunteer frequently in the community. Show less

  • Commercial Portfolio Manager

    Mar 2022 - now

  • Senior Credit Analyst

    Mar 2021 - Mar 2022

  • Credit Analyst

    Jun 2019 - Mar 2021