Venkatesan M

Venkatesan M

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location of Venkatesan MKarur, Tamil Nadu, India

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  • Timeline

  • About me

    Retired Senior Branch Manager at Lakshmi Vilas Bank

  • Education

    • A. Veeriya Vandayar Memorial Sri Pushpam College

      1991 - 1993
      Master's degree Physics FIRST
    • Bharathidasan University

      2001 - 2003
      Master of Science - MS Information Technology
    • Bharathiar University

      1995 - 1996
      Bachelor of Education - BEd Physical Science Education
    • Bharathidasan University

      1987 - 1990
      Bachelor's degree Physics FIRST
  • Experience

    • Lakshmi Vilas Bank

      Apr 1996 - May 2021

      To identify accounts which are above sanctioned limits/ expiry of limits/ where full compliance of terms of sanction remains pending/ showing other early and late warning signals, causing concern.Handling of various audits including external and internalFull compliance of regulatory and policy norms/ directivesIdentifying accounts for filing of suits.Devising strategies to ensure maximum recovery on all written off accounts.Attending court hearing sessions as bank’s witness.Call customer / borrowers in which their accounts indicate defaults, to negotiate the plan for repayments.Write formal letters to remind customer to clear outstanding dues.Issue Legal demand notices Show less

      • Senior Branch Manager

        May 2016 - May 2021
      • Deputy Manager

        Dec 2012 - May 2016
      • Assistant Manager

        Dec 2008 - Dec 2012
      • Clerk

        Apr 1996 - Nov 2008
  • Licenses & Certifications

    • JAIIB

      Indian Institute of Banking and Finance
      Jul 2012