Kris Kopp, MBA, AFSB

Experience

• 

  Jeane Thorne Inc

  Jun 2009 - Sept 2009

  Business Intern

  Researched sales leads and contacted potential clients.Recruited candidates using LinkedIn, CareerBuilder, and other online resources. Evaluated recruits and made recommendations on which candidates to send to clients.Developed marketing strategies for JTI’s 40th Anniversary; implemented e-newsletter and social media.

• 

  US Bank

  Jun 2010 - Jan 2013

  Conduct credit analysis for the approval or denial of all consumer lending products.Decision loan applications up to $250,000 on secured products and $25,000 on unsecured products.Exercise exception authority as needed to approve exceptions to bank policy. Forecast weekly loan volume for Minneapolis Direct Lending center.Create weekly department schedule for underwriters based on volume forecast.Participate in weekly inter-site calls which aim to increase efficiencies between lending sites and reduce auditory risk by identifying and fixing inconsistencies between lending sites.Responsible for working with newly opened branches in order to train new bankers, increase sales numbers and booking rates, and grow loan balances.Have grown home equity portfolio to over $44 million with 0% delinquency and 0% gross charge off.Have grown purpose finance portfolio to over $11.5 million with .11% delinquency and 0% gross charge off. Show less Conducted credit analysis for the approval/denial of all consumer lending products.Decisioned loan applications up to $100,000 on secured products and $10,000 on unsecured products.Structured loan terms to maximize customer satisfaction and minimize credit risk.Verified customer and collateral information in order to comply with government regulations and bank policy.Worked with bankers via telephone to troubleshoot application problems and ensure timely loan closings.Received lending authority in three months compared to a six month average.Hit incentive numbers first eligible quarter. Show less

  • Sr Credit Analyst

    Jan 2012 - Jan 2013

  • Credit Analyst

    Jun 2010 - Jan 2012
• 

  The Hartford

  Jan 2013 - now

  Analyze underwriting information and assesses risk within the framework of company standards.Make underwriting decisions on both commercial and contract surety applications.Manage portfolio of 4 contract accounts and over 25 commercial accounts.Conduct client meetings and agency visits.Actively market to develop new, and maintain current, agency and client relationships.

  • Home Office Underwriting Manager

    Sept 2022 - now

  • Regional Bond Manager

    Apr 2018 - Sept 2022

  • Senior Bond Underwriter- Contract and Commercial Surety

    Sept 2015 - Apr 2018

  • Bond Underwriter- Contract and Commercial Surety

    Jan 2013 - Oct 2015