Shubham Kumar

Shubham Kumar

Intern

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location of Shubham KumarBengaluru, Karnataka, India

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  • Timeline

  • About me

    Credit Manager@Credit Saison India | Finance, Accounting |Business Loan Ex- Credit Manager@ICICI BANK |BANKER|Finance, Accounting | Homeloan(Mortgage)

  • Education

    • Manipal Academy of Higher Education

      2022 - 2023
      PGDBS Banking Finance
  • Experience

    • ICICI Bank

      May 2022 - Jun 2022
      Intern
    • ICICI Bank

      Sept 2022 - Sept 2024

      I started my Career as a Credit underwriter in Retail Assets (Homeloan) at Bangalore in September 2022 as a Grade Deputy Manager.Experienced Credit Manager with demonstrated expertise in credit underwriting of Retail Assets(Secured) and (Unsecured)Loans|Homeloan|Personal Loan| Auto Loan|Business Loan.Throughout my career, I have been a consistent Performer in quality and quantity of credit approvals, with exposure to the trade and Finance Department.Policy oriented scrutiny has helped me detect multiple fraud cases. I have executed cross sale of credit cards, FD, RD and Insurance Policies to loan seeking customers. Show less

      • Credit Manager DM-II

        Apr 2024 - Sept 2024
      • Credit Manager DM- I

        Sept 2022 - Mar 2024
    • Credit Saison India

      Oct 2024 - now
      Credit Manager

      Underwrites proposals of Business Loan

  • Licenses & Certifications

    • INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA

      IRDA
      Aug 2022
    • NISM Series V-A: Mutual Fund Distributors Certification Examination

      National Institute of Securities Markets (NISM)
      Jul 2022