Yuzhi (Eugene) Wang

Experience

• 

  Mega International Commercial Bank

  Aug 2016 - Jul 2018

  Credit Analyst
• 

  Fitch Ratings

  Aug 2018 - now

  • Acting as the primary analyst for various RMBS and ABS new issuances as well as warehouses. Work involves reviewing transaction documents, run asset and cashflow models, writing committee papers, present in rating committees, and writing presale report and press releases.• Responsible for checking Fitch's cash flow models and customising the cash flow model for non-market-standard transaction features.• Won Fitch's Global ACE Award for creating a excel vba based tool. The tool makes the model-checking process more streamlined and robust, as well as auto-generates tables and charts for presale reports. Show less • Lead and surveillance analyst for various Australian and New Zealand structured finance transactions.• Involved in the analysis, committee and surveillance of the rating of various Fitch rated structured finance transactions.• Prepare committee packages and present in rating committees. Continuous performance and rating review of programmes and transactions as required by the regulators.• Review and get thorough understanding of programmes’ and transactions’ legal documents and their compliance to Fitch’s criteria and impact of deviations, if any.• Perform modelling and analysis based on transactions’ specific characteristics, documents and waterfall structures.• Organise and conduct operational review of issuers to assess their origination, lending and servicing operations.• Work with other stakeholders, including issuers, investors, arrangers and lawyers.• Prepare regular credit reports, press releases and rating letters.• Participate in criteria development process.• Train junior staff. Show less

  • Associate Director

    Jan 2022 - now

  • Senior Analyst

    Apr 2020 - Dec 2021

  • Analyst

    Aug 2018 - Apr 2020