Brian Miller

Experience

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  Mortgage Lending of America, Inc.

  Apr 1996 - Apr 2000

  Senior Vice President, Agency Underwriter

  Managed the day to day operations of underwriting department for retail and wholesale business channels originating Agency, jumbo, Alt A and non-prime loans with delegated authority to $1MM.

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  Ideal Mortgage Bankers Ltd.

  Jan 2001 - Jul 2003

  Vice President, National Underwriting Manager

  Managed the day to day operations of retail underwriting department of a medium-sized mortgage banker originating Agency, Alt A, Jumbo, non-prime and FHA/VA loans with delegated underwriting authority to $1MM.

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  EHome Credit Corp

  Jul 2003 - Jul 2006

  Vice President, Help Desk

  Managed the day to day operations of the Help Desk. This included responding to all inquiries, scenarios, pricing and other issues relating to the retail production of Agency, Alt A, Jumbo, non-prime and FHA/VA loans. Acted as a liaison between sales and operations.

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  Continental Home Loans Inc.

  Jul 2006 - Oct 2014

  Secondary Marketing

  Instrumental in the migration from a BE lock platform to a mandatory selling platform (AOT,DT, NT) that resulted in an increase to loan profitability of approximately 30 basis points with over $100MM monthly volume. Managed daily lock volume; added and lifted coverage as necessary. FNMA/FHLMC/GNMA approved seller/servicer.

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  Freedom Mortgage

  Nov 2014 - Sept 2016

  Manager, Sales Support

  As Manager of Sales Support I was the primary liaison between Sales and Operations. This included, but was not limited to, answering questions regarding scenarios, guidelines, programs and pricing. Also handled escalated issues from sales. Integral part of the integration team that assisted in onboarding new branches, personnel and acquisitions. Conducted sales and product trainings.

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  Associated Mortgage Bankers

  Sept 2016 - Jun 2023

  Vice President, Capital Markets

  Manage all lock functions through centralized lock desk. Conduct daily best execution analysis including best effort, direct trade, AOT, negotiated trade and bulk bidding. Ensure loan profitability goals are attained through proper margin management and maintenance of pricing engine. Manage all investor, hedge advisory and broker-dealer relationships. Maintain reports of locked in loans and hedge positions and gain/loss summaries for sold loans. Respond to all product and pricing inquiries from both sales and operations staff. Engage with underwriting, quality control and sales team to ensure salability of loans. Manage and enhance investor relationships. Show less