Sampath Kumar Akula, POPM, CSM

Experience

• 

  Citifinancial Consumer Finance India Ltd

  May 2006 - Jul 2007

  Credit Officer
• 

  Kotak Mahindra Bank

  Jul 2007 - Feb 2008

  Deputy Manager

  Credit underwriting for High ticket personal loans in accordance with all credit and product policies.Responsible for monitoring and ensuring a high level of service and turnarounds.Ensure relevant understanding of Macro-economic environment risks and specific industry risks.Assist the development and installation of the New Credit Decisioning System and suggest on the ways to improve daily decision tools.

• 

  Union Bank of India

  Mar 2009 - Apr 2011

  Sr. MANAGER - CREDIT ( Corporate Banking)

  Analyze Fund Based and Non Fund Based credit requirements of the Mid Corporate and SME Customers. Handling Mid Corporate & SME credit proposals with asset size raging from Rs.50 crore to Rs.2000 crore.Carrying out detailed credit risk assessment based on financial, business, industry and management analysis in compliance with Bank/regulatory guidelines and recommend the proposals for sanction as per the delegation of authority.Identification of key risks and incorporation of mitigating covenants.Monitoring the health of credit portfolio, including collation of information from various sources viz. stock exchanges, rating agencies, analyst reports and other indicators and initiation of dialogue with Business/customers for remedial measures. Show less

• 

  Citi

  Apr 2011 - now

  Handling Credit Risk &compliance projects for the Global Banking.Responsible for handling Business Analysis work of a Credit Risk Application catering global users.Working with the business to determine and document clear and concise business/functionalrequirements through meetings/workshops for Credit Risk reporting.Management of book of work for the application by working with business owners/Risk Managers toprioritize application enhancements based on regulatory/ business specific/ BAU requirements andobtain signoff on the requirements from the regional heads.Ownership of business analysis of strategic projects and oversight of application BAU projects.Involvement at all phases of SDLC, working closely with business stakeholders, development andQuality Assurance teams within an agile development environment.Reviewing UAT Test plan, Test case and Test Scenarios and training end users on UAT and guidingthem throughout the UAT for smooth roll out.Extensively worked with Testing and Development team members to design, develop & test to deliver robust solution the meet client requirements in terms of functionality, scalability and performance. Show less

  • Consultant from Virtusa

    Jun 2023 - now

  • Consultant from Virtusa

    Oct 2021 - now

  • Consultant from Virtusa

    Jan 2017 - Oct 2021

  • Consultant from Virtusa

    Apr 2011 - Jan 2017