
Timeline
About me
Financial Examiner at State of Connecticut department of banking
Education

Sacred heart university, john f. welch college of business
-Bachelor of science financeActivities and Societies: Lambda Sigma Upsilon

Sacred heart university
-Bachelor's degree banking, corporate, finance, and securities law
University of new haven
2010 - 2013Master of business administration (m.b.a.) business administration and management, accountingActivities and Societies: Google Online Marketing Challenge winter 2012.
Experience

Sacred heart university
Sept 2000 - May 2003Marketing assistantProvided assistance to Marketing and Athletic DepartmentsHelped in selecting products and merchandise for SHU athletic teamsCommunicated effectively with customers and co-workersAssisted in field preparation for athletic events

Household finance
Nov 2003 - Jun 2005Senior account executiveSuccessfully provided underwriting guidelines to ensure loans are within company guidelines.Proactively developed and maintained a follow through system for weekly broker contacts. Accurately reviewed loan applications and credit reports in order to issue an accurate pre-approval.Assisted branch manager in developing marketing ideas and accompanying marketing materials.Attended local and state association and broker seminar at manager direction.Followed current trends in local market focusing on real estate sales, property values, and broker competitions.Recognized as a self-motivated, influential communicator with superior negotiation skills. Show less

Astoria bank
Jun 2005 - Dec 2017Senior post closer/ quality control auditorCollaborated and delivered training on new company guidelines with our various correspondents across the real estate lending industry.Conducted compliance and reviews, audits and investigations in accordance with audit plans to assure post closing, lending, and purchase departments meet federal and state regulations in purchasing and portfolio new real estate loans..Assist in gathering information for audits and reviews with outside agencies and government organizations. Created and delivered our credit approval process; oversee day to day credit/underwriting management decisions.Established and maintained effective relationship with Correspondents business partners within the real estate banking industry, provide advice and guidance on wide range of audit/compliance/regulatory issues.Provided monitoring and auditing support for compliance committees; assist with plans to improve documentation.Identified improvements in system process required to ensure compliance with regulations. Work with system managers and directors to ensure reimbursements due to the company are obtained.Performed research on investor loans in accordance with FNMA and FMAC guidelines.Reviewed loan boundary against AMC guidelines with respect to product type selected by broker to determine closing accuracy.Reported outstanding documents to senior management at the headquarters in New York. Show less

Jewish senior services/ the j fitness
May 2018 - nowPersaonal trainer/rehabilitation coachAssess fitness level with pre-exercise testing and questionnaire.Complete assessments and re-assessments to measure clients progression.Create promotional personal training packages to ensure growth of customers.Implement fitness programs for clients such as, athletes, children, adults, and elderly.Persuade new and existing clients to purchase personal training packages.Perform fitness assessment such as, body fat measurement, body max index, flexibility, strength and endurance on a regular basis. Show less

Keller williams realty, inc.
Jun 2018 - Jul 2023Connecticut license realtor
State of connecticut department of banking
Sept 2022 - nowinvestigate, research, and document apparent violations of applicable laws and contraventions of policy.Write reports and communicate report findings to stakeholders in examination and application processing.Explain laws and agency regulations to members of the general public.Review, analyze, and access financial and operational documentation, compliance with statutes, etc.Learn and utilize the relicense system, and the other federal agency examination system used in conducting examinations.Interact and communicate with both industry as well as internally to review issues and findings.Investgate consumer complaints regarding complex or specialized issues in the conduct and delivery of services by regulated entities as necessary.Provide feedback on training materials and standard operational documentation.Conduct or assist in inquiries, investigations, and/or examinations of greater than average difficulty or complexity of domestic(federally insured banks, uninsured banks, trust banks) and international banks, credit unions, and other financial entities. Show less
Financial Examiner
Sept 2022 - nowFinancial Examiner
Sept 2022 - now

Coldwell banker realty
May 2023 - nowLicensed realtorCooperate with appraisers, escrow companies, lenders and home inspectorsDevelop networks and cooperate with attorneys, mortgage lenders and contractorsPromote sales through advertisements, open houses, and listing servicesProvide guidance and assist sellers and buyers in marketing and purchasing property for the right price under the best termsIntermediate negotiation process, consult clients on market conditions, prices, mortgages, legal requirements and related matters, ensuring a fair and honest dealingPerform comparative market analysis to estimate property valuePrepare necessary paperwork (contracts, leases, deeds, closing statements etc) Show less
Licenses & Certifications
- View certificate

Certified fitness professional
W.i.t.s. world instructor training schoolsMar 2006 
Licensed realtor
Connecticut department of consumer protectionNov 2016
Volunteer Experience
Member of the National and Regional Judging Committee of Enactus
Issued by Enactus United States on Apr 2004
Associated with Ernest Dorelien,MBA
Languages
- frFrench
- spSpanish
- haHaitian creole
- enEnglish
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