Jessica Ellis

Experience

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  O'Reilly & Danko Law Firm

  Sept 2008 - Dec 2009

  Paralegal Trial Assistant
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  Strategic-GME-Solutions

  Dec 2009 - Nov 2010

  Consultant
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  W.J. Bradley Company

  Feb 2011 - Mar 2016

  • Sr. Mortgage Loan Processor

    Sept 2011 - Mar 2016

  • Marketing / Administrative Assistant

    Feb 2011 - Oct 2011
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  Supreme Lending

  Mar 2016 - May 2019

  Sr. Mortgage Loan Processor - Remote/Hybrid

  ✔️Communicated directly with borrowers to gather, organize, and analyze their personal confidential loan qualification documentation✔️ Reviewed residential loan application files to verify that application data meets establishment standards and lending guidelines✔️ Acted as the project manager liaison between borrowers, loan officers, real estate agents, title companies, funding departments, insurance companies, and employers to streamline complex purchase and refinance loans all while maintaining strict deadlines✔️ Supported 5 additional loan officers as their personal loan officer assistant where I took loan applications and handled pricing scenarios Show less

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  Cardinal Financial Company, Limited Partnership

  May 2019 - Dec 2020

  Regional Operations Manager

  ✔️Oversaw operations for 18 retail branches (90+ loan officers)✔️ 21 direct reports (transaction coordinators and transaction assistants)✔️ Interviewed, hired, and trained new employees Managed employees, conducted periodic performance reviews, and provided training and guidance to provide outstanding customer service and Loan Officer support✔️ Communicated daily with management to promote positive working relationships✔️ Established and monitored performance standards and production goals in operations✔️ Created and prepared reports for branches and management✔️ Worked with Market Leaders, Underwriting Managers, and Closing Managers to communicate with lending staff regarding policy changes✔️ Trained as a loan closer with the ability to draw closing docs and closing disclosures Show less

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  Supreme Lending

  Jan 2021 - Sept 2022

  Sr. Mortgage Loan Processor (Licensed)

  ✔️MLO licensed through NMLS in California (DFPI) and Michigan✔️ Loan processor for three of the top producing loan officers in the industry✔️ Highly experienced handling sensitive and confidential data with discretion ✔️ Specializing in jumbo and non-QM mortgage loans (experience with 15+ jumbo investors)✔️ Consistently adheres to policies, guidelines and procedures as well as compliance regulations (HMDA, TILA, RESPA, HOEPA, FCRA and ECOA) and credit guidelines✔️ Acts as the project manager liaison between borrowers, loan officers, real estate agents, title companies, funding/closing departments, insurance companies, and employers to streamline complex purchase and refinance loans all while maintaining strict deadlines✔️ Communicates directly with borrowers to gather, organize, and analyze their personal loan qualification documentation✔️ Acts as a subject matter expert and resource for colleagues with less experience; as well as training, mentorship, and development of junior staff✔️ Designed and implemented many proprietary processing and underwriting tools to help streamline the process of calculating complex income types and jumbo reserves✔️ Designed and implemented borrower templates and job aids to simplify and improve the process of requesting and collecting income, assets, and credit documentation Show less

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  Kind Lending | NMLS #3925

  Nov 2022 - Jan 2023

  Sr. Mortgage Loan Processor (Licensed)

  ✔️MLO licensed through NMLS in California (DFPI) and Michigan✔️ Loan processor for two of the top producing loan officers in the industry✔️ Highly experienced handling sensitive and confidential data with discretion ✔️ Specializing in jumbo and non-QM mortgage loans (experience with 15+ jumbo investors)✔️ Consistently adheres to policies, guidelines and procedures as well as compliance regulations (HMDA, TILA, RESPA, HOEPA, FCRA and ECOA) and credit guidelines✔️ Acts as the project manager liaison between borrowers, loan officers, real estate agents, title companies, funding/closing departments, insurance companies, and employers to streamline complex purchase and refinance loans all while maintaining strict deadlines✔️ Communicates directly with borrowers to gather, organize, and analyze their personal loan qualification documentation Show less

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  DC Financial LLC DBA Tahoe Lending

  Jul 2023 - now

  Sr Loan Processor

  ✔️ Mortgage Brokerage / Non-Delegated Mini Correspondent Lender✔️ Managed the entire loan process from application to post-closing.✔️ Scrutinized borrower and property documentation to ensure accuracy and completeness while minimizing errors and mitigating risk for the company.✔️ Worked closely with warehouse banks to secure funding for loans, ensuring timely and accurate disbursement of funds.✔️ Verified and reconciled net funding wire amounts, ensuring alignment with lender and investor guidelines.✔️ Monitored loan costs, fees, and revenue to ensure accurate calculation of net profit on each loan transaction.✔️ Maintained regular communication with borrowers, real estate agents, underwriters, and other stakeholders to provide updates and address any issues or concerns.✔️ Prepared disclosure packages, including the closing disclosure, and loan closing documents, ensuring accuracy and regulatory compliance. Show less

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  NEXA Mortgage, LLC | Tahoe Lending Team

  May 2024 - now

  Sr Loan Processor

  ✔️ Mortgage Brokerage / Non-Delegated Mini Correspondent Lender✔️ Scrutinized borrower and property documentation to ensure accuracy and completeness while minimizing errors and mitigating risk for the company.✔️ Communicated directly with borrowers to gather, organize, and analyze loan qualification documentation.✔️ Maintain regular communication with borrowers, real estate agents, underwriters, and other stakeholders to provide updates and address any issues or concerns.✔️ Prepare disclosure packages and loan closing documents, ensuring accuracy and regulatory compliance. Show less