Experience

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  Raghu engineering college

  Sept 2012 - Jun 2013

  Assistant professor - mechanical engineering

  I handled practical subjects like Nanotechnology, Metrology, Metallurgy, and mechanical workshop for all 4-year students. I have managed the organization of the National level symposium and various technical fests for the Mechanical Department. I was also part of the Invigilation team for various semester-end examinations.

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  Bachpan...a play school (bachpanglobal.com)

  Jun 2014 - May 2015

  Teacher

  I was solely responsible for handling the academic, extracurricular, art, craft, and dancing activities for 45 Pre - Kindergarten and many other Kindergarten kids. Constantly improvising on key fun elements along with creative teaching methods had to go hand in hand to keep kids at this age engaged and focused towards learning.I used to regularly create new crafts that were easy to learn and used by the kids in their daily routine. Hosting various events from class level to Annual day programs was one of my bright fortes during my teaching career. I have also managed certain administrative activities like counseling the parents and maintaining registers. I was felicitated with the Best Teacher Award in 2015 as a recognition of my efforts and commitment. Show less

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  Axis bank

  Sept 2016 - May 2020

  Roles & Responsibilities:1.) Teller Window, Vault Custodian and Cash remittance to / from Chest office 2.) Customer Service Administration. Quality service within TAT and adhere to requisite compliances 3.) Intra / Inter department collaboration for smooth operations as per KYC 4.) Financial Transactions, like Fund transfer, NEFT / RTGS 5.) CTS Clearing, ECS – Credit / Debit, and Salary processing 6.) Client Feedback and escalation for quick resolution 7.) Vendor Billing & Invoicing 8.) Daily / Weekly Register Update Show less Roles & Responsibilities:• Credit Under Writing o Managing JLG/Individual/SHG loans sanction process and ensuring the TATo Managing KYC – Data Validation activity for JLG loans.o Managing Pre sanction and Post disbursement visits, ensuring the quality of sanctions • Portfolio Monitoring o Reviewing audit reports and escalating to respective holders for corrective actionso Ensuring the quality lending and process improvement across branches• Operations o Ensuring all loans’ (JLG/SHG/Individual) accounts including SB (for BC business) opened within the TATo Ensuring the system disbursements done within a stipulated time frame for all disbursements (BC/TAB/Manual) o Ensuring the collection process is done in Bank CBS both generated manually & device output timely without errors.o Ensuring timely settlement of insurance premium and data updating to credit bureaus within the TAT.o Preparing MIS and other necessary activities for all the handled activities.• Reconciliationo Daily Reconciliation of Branch Cash GL of all 600+ branches.o BCs Disbursements and Collections control account reconciliation.o Bank & BC portfolio- Disbursals, Collections, OD & O/S reconciliation.• Team Managemento Leading and supervising a team of 20 members for the operational activities.o Also responsible for training the new joiners.o Responsible for conducting review sessions for the smooth flow of operations. Show less

  • Assistant Manager

    Aug 2019 - May 2020

  • Assistant Manager

    Sept 2016 - Jul 2019
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  Hdb financial services ltd.

  Jun 2020 - now

  Credit manager

  Roles & Responsibilities:1.)Underwriting for Micro Lending Product by adhering to credit policies with respect to the environment of a given geography2.)Manage credit quality control delinquencies, investigation of frauds and tracking of policy deviations3.)Sound knowledge on credit bureau reports and its variables4.)Daily –Weekly – Monthly MIS and Trackers5.)Monitor and enforce approval rate and TAT as per prescribed standards6.)Work allocation, queue management7.)Co-ordination with business team and also check on the feedback given.8.)Decision making and workflow understanding Show less