Kerstin Terhoeven, Dr.

Kerstin Terhoeven, Dr.

Research Assistant

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  • Timeline

  • About me

    Finance Process Automation, Data Analytics & Machine Learning

  • Education

    • Fraunhofer

      -
      Data Scientist Basic Level, Data Scientist specialized in Data Analytics
    • Grafschafter Gymnasium Moers

      -
      Abitur (http://en.wikipedia.org/wiki/Abitur)
    • Rheinisch-Westfälische Technische Hochschule Aachen

      1986 - 1993
      Dr. Business Administration, English

      Activities and Societies: CMO AIESEC

  • Experience

    • Chair in Business Administration, Accounting, and Finance, RWTH Aachen

      Jan 1993 - Jan 1997
      Research Assistant
    • German Monopolies Commission / Monopolkommission

      Sept 1999 - Aug 2004
      Scientific Adviser

      ♦ Supervised biannual census of the levels and trends of large company concentration.- Appraised value added, business volume, number of employed, interlocking directorates, cross shareholdings, and merger activities of 100 largest companies in Germany.- Updated and automated necessary data handling processes by installing database-supported application using MS Access and Visual Basic for Applications, reducing need for assistance of data entry clerks by 30% and decreasing general editing time by 15%.- Enhanced method of calculating value added by German conglomerates implemented by the German Monopolies Commission.- Managed team of data entry clerks. ♦ Characterized companies involved in proposed mergers of E.ON/Ruhrgas and Tagesspiegel/Berliner Verlag as part of the commission’s special reports.♦ Investigated and assessed challenges to competition policy posed by the Internet as a special section of commission’s biannual report, 2000-2001.Keywords: advisory board, anti trust, amalgamation, competition law, consumer welfare, deconcentration, gross national product, Herfindahl index, regulatory agency, market concentration, ordoliberalism, oligopolies. Show less

    • Telekom Deutschland GmbH

      Sept 2004 - Feb 2011
      Financial Analyst
    • Deutsche Telekom AG

      Mar 2011 - Jul 2021
      Senior Expert Group Customer Finance
    • Lowell

      Feb 2023 - now

      ● Developing machine learning models tailored to optimize financial processes.● Deploying machine learning systems to automate and improve financial decision-making.● Monitoring model performance and conduct regular evaluations to ensure alignment with financial objectives. Automating the portfolio pricing process.

      • Analyst Data Science & Modelling

        Feb 2024 - now
      • Senior Analyst Pricing

        Feb 2023 - Feb 2024
  • Licenses & Certifications

    • Data Scientist Specialized in Deep Learning

      Fraunhofer-Personenzertifizierungsstelle
      Feb 2021
    • Confluence Fundamentals Badge

      Atlassian
      Jul 2022
      View certificate certificate
    • Jira Fundamentals Badge

      Atlassian
      Jul 2022
      View certificate certificate