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Charchit Bahl

Charchit Bahl

Internship

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location of Charchit BahlNew Delhi, Delhi, India

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  • Timeline

  • About me

    Senior Engagement Manager at EXL

  • Education

    • Department of Business Economics

      2011 - 2013
      MBE Economics, Statistics, Ouantitative techniques, Finance,etc.

      Activities and Societies: Coordinator - Alumni Relations Team

    • Delhi University

      2008 - 2011
      B.A.(H) Business Economics Economics, Finance, Statistics & Econometrics

      Activities and Societies: Intra & Inter college events committee, Core member 'ROISTER', & many other teams

  • Experience

    • NGO SAMPURNA

      Dec 2010 - Jan 2011
      Internship

      Internship in "education awareness program" campaign, database management, working for the underprivileged children

    • Insights by Kantar

      Feb 2012 - Mar 2012
      Intern (Live Project)

      Market research on Manufacturing Landscape in India (Focusing on Joint ventures between a Global & Local Co.). The client was a (Danish) manufacturer, seller, installer, and servicer of wind turbines.

    • Dun & Bradstreet India

      May 2012 - Jul 2012
      Intern

      Identification of gap in demand & supply for consultancy (Operational) services in 8 sectors (Textile, Retail, Real Estate, Food Processing, Automotive, Education, Healthcare, Construction (Materials)).

    • Department of Business Economics, University of Delhi

      Jun 2012 - May 2013
      Placement Coordinator

    • EXL

      Jun 2013 - Sept 2019

      Lead for Credit Risk Model development across portfolios- Managing a 10+ member team, responsible for the development of risk models for risk assessment of existing customers and new customer acquisition for the Credit card business of a US Bank.- New Portfolio Analytics: Responsible for developing underwriting models for client’s new credit card portfolio and onboarding strategy framework for one of the biggest retail brand in US.- Lead of an end-to-end project with bureau for setting up a big data environment for US banking client.- Machine Learning Tool & Algorithm Evaluation: Project lead for testing & evaluating multiple Machine Learning algorithm and tools to build new and enhance models efficiently Show less Lead of multiple workstreams for a US big bank client- Credit Risk Acquisition Model Development: Development of Credit Risk Acquisition model for sub-prime population using traditional techniques like logistic regression and advanced machine learning techniques like GBM and XGBoost.- Alternative Data and Solution: Lead a project to evaluate and on-board alternate credit data/attributes for credit risk strategy optimization/expansion for the client.- Lead of fresher program for new campus joiners and knowledge sharing initiative. Show less

      • Senior Manager

        Jan 2018 - Sept 2019

      • Manager

        Jul 2016 - Dec 2017

      • Assistant Manager

        Jan 2015 - Jun 2016

      • Senior Business Analyst

        Jun 2013 - Dec 2014

    • Barclays

      Oct 2019 - Apr 2022
      Assistant Vice President

      Worked on CCAR and PPNR model development for Bank's US retail credit portfolio.

    • EXL

      Apr 2022 - now
      Senior Engagement Manager

  • Licenses & Certifications