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Rashique Bin Nasir

Rashique Bin Nasir

Credit Risk Analyst

Followers of Rashique Bin Nasir1000 followers
location of Rashique Bin NasirLeeds, England, United Kingdom

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  • Timeline

  • About me

    Credit Risk Manager

  • Education

    • Bangladesh University of Professionals (BUP)

      2012 - 2015
      Bachelor of Business Administration - BBA Finance, General 3.42/4

      Activities and Societies: Captain of Football team; Player of the tournament at Intra University Football Tournament, 2015; Futsal Champion 2013 Finance Modules: Corporate Finance, Working Capital Management, Portfolio Management, International Financial Management

    • University of Warwick - Warwick Business School

      2022 - 2023
      MSc Finance Finance, General Merit

      Modules: Corporate FinanceAsset PricingQuantitative Methods for FinanceEmpirical FinanceInvestment ManagementInternational Financial ManagementMergers and Acquisitions and Corporate ControlFinancial Reporting and Statement Analysis Ethics, Financial Regulation and Corporate GovernanceInternational Students Scholarship: 25% of tuition feesRELEVANT ACADEMIC REPORTS• Financial Reporting & Statement Analysis: Valued JD Sports using DCF &… Show more Modules: Corporate FinanceAsset PricingQuantitative Methods for FinanceEmpirical FinanceInvestment ManagementInternational Financial ManagementMergers and Acquisitions and Corporate ControlFinancial Reporting and Statement Analysis Ethics, Financial Regulation and Corporate GovernanceInternational Students Scholarship: 25% of tuition feesRELEVANT ACADEMIC REPORTS• Financial Reporting & Statement Analysis: Valued JD Sports using DCF & Relative valuation and presented stock pitch• M&A: Created DCF model and performed scenario and sensitivity analysis for valuation of the acquisition target• Asset Pricing: Tested risk factors of cryptocurrency returns and provided the economic rationale for correlation with GPUsDISSERTATION:Determinants of dividend of North American firms Show less

    • North South University

      2016 - 2018
      Master of Business Administration - MBA Finance, General 3.61/4

      MODULES INCLUDED Investment Theory & Practice, Corporate Finance, Financial Derivatives, Capital Investment DecisionsACADEMIC PROJECTS• Investment Theory: Constructed efficient frontiers of portfolios of financial and non-financial companies using Excel• Capital Investment Decisions: Evaluated telecom project of NPV BDT314 million (GBP 2.4 million) using capital budgeting

  • Experience

    • Eastern Bank Limited

      Jul 2019 - May 2021
      Credit Risk Analyst

      • Performed financial and credit risk assessment of 113 SME credit proposals worth £2.65m• Identified and prevented 3 cases of fraud and fund diversion• Applied credit rating, industry, economy, and financial markets news to aid in credit risk analysis of 113 credit proposals

    • First Security Islami Bank Ltd.

      Sept 2021 - May 2022
      Senior Officer

      • Ensured compliance with regulatory reporting of TAX, VAT and Excise Duty of over 500 bank clients

    • IDLC Finance Limited

      May 2022 - Sept 2022
      Associate Relationship Manager

      • Performed financial & credit analysis resulting in £72.6m financing of 11 large corporate firms• Prepared financial models for clients in consumer goods, infrastructure, construction, RMG, tech, and energy sectors• Utilised credit ratings, financial markets data, and economic trends in performing financial and credit analysis • Collaborated with senior banker in negotiation and structuring deals resulting in acquisition of 6 clients• Assisted senior banker in the relationship management of a 24 client-portfolio• Managed the lending process of 11 large corporate firms worth £72.6m from RFP/RFI to disbursement• Collaborated with credit risk management, treasury, operations, legal and corporate affairs in providing prompt customer service Show less

    • Metro Bank (UK)

      Sept 2023 - Jan 2025

      • Performed financial & credit analysis of 27 businesses comprising consumer goods, technology, professional services, healthcare, hospitality, consumer, retail, construction, and manufacturing sectors worth £32.15m• Analyzed 8 Leveraged Acquisition and 6 MBO/MBI deals worth £23.93m across 8 industries• Utilised IBIS World, ONS, CBI, PMI, OECD and CCI in credit analysis and underwriting worth £32.15m• Collaborated with Lending Directors in credit portfolio management and structuring deals worth £32.15m• Led credit reviews and covenant testing ensuring portfolio credit risks adhere to bank’s credit risk guidelines• Managed the lending process of 9 clients worth £8.84m from analysis to disbursement Show less • Performed financial & credit analysis of 24 businesses comprising consumer goods, technology, professional services, healthcare, hospitality, consumer, retail, construction, manufacturing sectors worth £23.45m• Analyzed 8 Leveraged Acquisition and 4 MBO deals worth £16.23m across 8 industries• Utilised IBIS World, ONS, CBI, PMI, OECD and CCI in credit analysis and underwriting worth £23.45m• Collaborated with Lending Directors in credit portfolio management and structuring deals worth £23.45m• Conducted credit reviews and covenant testing ensuring portfolio credit risk adheres to the bank’s credit risk guidelines• Managed the lending process of 9 clients worth £8.84 from analysis to disbursement Show less

      • Commercial Lending Specialist

        Nov 2024 - Jan 2025

      • Commercial Analyst - Lending

        Sept 2023 - Oct 2024

    • National Wealth Fund

      Mar 2025 - now
      Credit Risk Manager

      • Perform credit risk analysis of Debt, Equity, Financial & Credit Guarantee and Performance Bonds• Provide 2nd LoD input into deal structuring and assess third-party due diligence provided by technical, legal and other advisors• Perform Credit oversight and monitoring of the fund's credit risks and associated systems and controls• Monitor and test the Bank’s credit risk profile relative to its appetite, limits and early warning indicators

  • Licenses & Certifications