Experience

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  Main street bank & trust

  Jul 1994 - Nov 2007

  Svp - credit administration

  •Assisted Chairman, CEO, and Chief Credit Officer in assessing the overall credit quality and loan policy administration of a bank which grew from $250MM to $1 Billion in loan assets. •Led the loan review and credit analysis functions of the Bank, efficiently managing a staff of 8.•Prepared and presented thorough and accurate reports to the Board of Directors regarding credit quality and concentration, adequacy of the allowance for loan losses, and findings of loan reviews performed. Show less

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  Busey

  Nov 2007 - Jan 2014

  Svp - loan review

  • Managed loan review staff of four in completing scheduled reviews by performing thorough analysis of financial statements, budgets and other reports of for-profit and nonprofit organizations, identifying trends, variances and the underlying contributors as well as verifying adherence to loan policy. • Clearly and accurately reported on the quality of commercial and retail loan assets, making recommendations for improvement to management and the Board of Directors.• Led senior management in an annual risk assessment of loans and prepared a targeted loan review schedule based on areas of greatest concern for potential loan losses. Provided quarterly updates on progress made. • Wrote and submitted annual revisions to the loan review policy, enhancing credit monitoring. • Prepared a comprehensive quarterly report of key economic trends in Central Illinois, Southwest Florida, and Indianapolis and presented these to Senior Loan and Board Audit Committees. Show less

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  H&r block

  Dec 2014 - Nov 2016

  Tax professional