Pedro Rodriguez

Experience

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  Litton Loan Servicing

  Mar 2008 - Sept 2011

  Foreclosure Specialist

  Manage a portfolio of loans using business model and rule sets to reduce charge offs and foreclosures. Responsible for gathering and recording information from mortgagors pertaining to reasons for delinquencies, including financial analysis of their income, monthly expenses, and any other information that enables collections to make necessary decisions to help cure the delinquency. Develop formal workout plans such as repayment plan agreements, stipulated repayment plan agreements and custom forbearance plans to cure delinquency on loans in foreclosure. Coordinate workout plans with foreclosure attorneys, ensuring the correct legal process is followed for respective states to maintain maximum efficiency.Counsel mortgagors on programs that can be used to avoid foreclosure, such as loan modification, short sales, deed in lieu, or settlement of mortgage. Show less

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  Nationstar Mortgage

  Oct 2011 - Sept 2012

  Foreclosure Prevention Specialist

  Manage a portfolio of loans using business model and rule sets to reduce delinquency and foreclosures. Counsel mortgagors on programs that can be used to avoid foreclosure, such as loan modification, short sales, deed in lieu, or cash cures. Responsible for gathering and recording information from mortgagors pertaining to reasons for delinquencies, including financial analysis of their income, monthly expenses, and any other information that enables collections to make necessary decisions to help cure the delinquency. Show less

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  Nations Reliable Lending, LLC

  Sept 2012 - Apr 2013

  Mortgage Loan Officer

  Developed and managed a detailed marketing/business development plan to generate new business.Complete a thorough loan application using Encompass360, including collect all required documents. Successfully negotiate rate, terms and conditions of the loan programs (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Rural Housing Development). Utilize problem solving skills by offering solutions with issues relating to processing, underwriting and closing of loans.Maintain timely follow up strategies to offer on-going communication to applicants, Real Estate Agents, and Financial Advisors throughout loan process. Always maintain a positive attitude and a go getter mentality! Show less

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  Mortgage Investors Corporation

  Apr 2013 - Aug 2013

  Outside Sales Account Manager

  Developed and implemented sales presentation teaching company credibility and financial benefits of residential refinance program.Visited clients home to offer residential refinance program. Achieved 85% closing ratio of residential refinance sales. Completed a thorough loan application, GFE, TIL and including various loan documents to begin processing of new mortgage. Collected necessary loan documents to submit for underwriting within 24 hours of client visit. Effectively utilized problem solving skills by offering clear solutions with issues relating to term negotiations, processing, and closing of loans.Successfully travel up to 100+ miles per day to meet In-Home Appointment requirements. Show less

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  First Investors Financial Services

  Sept 2013 - now

  Account Manager

  Successfully negotiate rate, terms and conditions of automobile loan refinance and Gap programs. Manage pipeline of about 100+ clients to ensure successful conversion, processing and funding of refinance loan.Increase overall profitability by consistently booking 1.5 million of total volume sales each month. Continually highest performer in total volume sales of loans funded and gap policies sold.Constantly sought out by team members and management to help implement “best practices” and improve overall performance of team. Ensure full compliance with federal and/or state laws including but not limited to Equal Credit Opportunity Act (ECOA), Truth in Lending Act (TILA), Information Security (InfoSec), Consumer Finance Protection Bureau Act (CFPB) Show less