Shriyashree Mishra

Experience

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  SOUXE TECHNOLOGIES PRIVATE LIMITED

  Aug 2019 - Sept 2023

  *Evaluating credit risk, market risk, and operational risk using statistical models and historical data.* Developing models to predict potential financial risks and recommend strategies to mitigate them.* Developing and maintaining fraud detection models to identify suspicious activities and transactions. * Collaborating with the security team to prevent and investigate fraudulent activities.* Building predictive models for financial forecasting, including asset-liability management and stress testing. * Assessing the impact of economic conditions on the bank's financial health.* Collaborating with cross-functional teams including IT, compliance, and risk management to ensure data-related projects are on track and align with the bank's goals.* Identifying opportunities for process optimization and automation in data analysis and reporting. * Implementing best practices to enhance the efficiency and effectiveness of data-related processes. Show less * Responsibilities: Banking Loan Portfolio Monitoring and Reporting* Designed and automated data sourcing from a database server to analytical Data-Marts using SAS, SQL, and Python programming.* Streamlined excel-based reporting to advanced data visualization tools in Tableau.* Automated reporting and performance tracking for 70% of regular work, with support for 20- 30% in Ad-Hoc Analysis and Streamlining projects using Excel reporting and Power BI.* Designed SQL queries to retrieve loan data from databases, perform aggregations, filtering, and complex calculations.* Create interactive dashboards and reports in Power BI to visualize loan portfolio performance metrics, trends, and key risk indicators.* Developed decision logics for loan delinquency rates, default rates, and prepayment rates to identify potential risks and make informed decisions in SAS and Python.* Collaborated with stakeholders to provide insights and recommendations based on loan portfolio analysis.* Developed collection strategies and capacity planning to improve operational efficiency in collection pay rate and recovery rate.* Analyze spending habits using transactional level data of the merchant category to understand customer and decide the limits based on it. Used top 10 and bottom 10 values for the analysis.* Develop and maintain automated processes in Excel, SQL, SAS to extract, transform, and load loan data from multiple sources.* Analysed loan portfolio composition, including loan types, customer segments, geographic distributions, and industry exposures using Tableau.* Prepared and delivered regular reports and presentations to management, highlighting the key findings and recommendations derived from loan portfolio analysis.* Conducted credit risk analysis by assessing creditworthiness, credit ratings, and credit migration within the loan portfolio. Show less

  • Senior Data Analyst

    Oct 2021 - Sept 2023

  • Data Analyst

    Aug 2019 - Oct 2021
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  Standard Chartered Bank

  Oct 2023 - now

  Assistant Manager

  * Supervising and mentoring a team of professionals, providing guidance and support in achieving departmental and individual goals.* Conducting performance reviews, setting objectives, and facilitating professional development opportunities for team members.* Nurturing and growing client relationships by understanding their financial needs and offering tailored solutions.* Collaborating with Relationship Managers and providing exceptional service to high-net-worth clients and corporate customers.* Assessing and managing operational risks within the department, implementing necessary controls to mitigate potential issues.* Reporting and addressing any identified operational and compliance risks.* Providing clients with information and guidance on banking products and services, as well as financial literacy education.* Building and maintaining a network of professional relationships within the financial industry, including clients, peers, and industry stakeholders.* Highlight any specific achievements, awards, or recognition received during your tenure. Show less