Martin Králík

Experience

• 

  HVB Bank, a. s.

  Jul 1997 - Jun 2000

  Part-time job during studies on Banking academy + special education plan for trainees

  Special trainee program – monthly practice on all key departments of the bank

• 

  HVB Bank

  Jul 2000 - Oct 2007

  - decision making of loan applications for private persons and business clients (clients with turnover up to 75 Mio CZK) - participation on project of development of front-end system for consumer loans- development of scoring-system for evaluation of loan applications for small business- participation on creation of methodology and product parameters of loan products for small business- restructuralisation of problematic loans and transfer of particular cases to collection- participation on merge projects of HVB Bank and Živnostenská Banka in area of credit risk management for small business Show less

  • Credit risk specialist (policy and underwriting)

    Feb 2003 - Oct 2007

  • Private banker

    Jul 2000 - Jan 2003
• 

  SAutoleasing, a.s.

  Nov 2007 - Jan 2010

  Head of Credit risk

  - strategy and rules of credit risk policy- credit risk management, products, sales channels and target market segments – from credit risk point of view- creation of reserves and provisions- scoring and rating tools- monitoring and reporting - credit risk of portfolio- coordination of activities of credit risk division by cooperation with financial group of ČS- coordination and organisation of credit committee- cooperation with companies running credit registers - training of staff Show less

• 

  ČSOB, a. s.

  Feb 2010 - Dec 2012

  Head of Credit policy and Underwriting unit - Consumer finance

  - direct managing of underwriting team of consumer finance (credit cards, consumer loans and overdrafts)- responsibility for credit risk policy of consumer finance- preparation of proposals going to the credit comitee - participation on projects related to the consumer finance products (credit risk point of view)- responsibility for monitoring of staff with decision competence and preparation of underwriting reports- direct cooperation with KBC central credit risk team- participation on preparation of Group consumer finance credit risk governance Show less

• 

  UniCredit Bank Czech Republic and Slovakia, a.s.

  Dec 2012 - Feb 2015

  Responsible for management of Retail Credit Tools and Processes (from Credit risk point of view) including following areas:- Products for Small business (enterpreneurs and legal entities with TO until 50 Mio CZK)- Mortgages- Consumer loans- Overdrafts- Credit cards- Credit Bureau registers (CBCB and Solus)- Fraud- Strategy rules set up- Monitoring and Reporting Set up and management of whole credit cycle of POS products:- POS products parameters from credit risk point of view- Automatic and manual underwriting (decision rules)- Fraud detection- Monitoring and reporting- Collection

  • Retail Credit Tools and Processes (Division of Strategic Risk) - Head of Czech Republic team

    Nov 2014 - Feb 2015

  • Head of Credit risk - POS

    Dec 2012 - Nov 2014
• 

  Bohemia Energy Finance

  Mar 2015 - Jan 2019

  Chief Risk Officer

  - establishment of financial non-banking company on the green field- definition of underwriting and accounting system (front end and back end system), testing and launching- set up of risk policies, rules and checks- set up of underwriting team- preparing of monitoring and reporting- set up of collections policies and strategy- participation on achieving of licence from Czech national bank

• 

  Martin Králík

  Dec 2018 - Jun 2022

  Consultant, lector and coach

  - coach, mentor- author of coaching cards- personal development competency/value modeling- www.martinkralik.cz- www.kartyprokouce.cz

• 

  FBE Praha, s. r. o.

  Feb 2019 - Apr 2022

  Consultant, project manager, lector and coach

  - Coaching- Change management- Lean Office, Lean production, Lean Leadership- Agile, Agile Leadership- Project management- Transformation projects- Facilitation of problem solving workshops- Soft and hard skills trainings- Creativity and Innovation

• 

  J&T BANKA

  May 2022 - Nov 2024

  - training of process managers and process owners- program management of Process optimizations (Lean)- facilitation of Problem solving workshops- management of process optimizations projects

  • Head of Process management

    Sept 2022 - Nov 2024

  • Lean coach

    May 2022 - Sept 2022
• 

  Česká spořitelna

  Dec 2024 - now

  Agile Coach