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Ayush Pahwa

Ayush Pahwa

Summer Internship

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location of Ayush PahwaBengaluru, Karnataka, India

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  • Timeline

  • About me

    Area Sales Manager

  • Education

    • Manipal acedmy of banking

      2016 - 2016
      PGDB Banking and Financial Support Services

      banking and it's regulations and financial planning

    • JECRC, Jaipur

      2009 - 2013
      Bachelor of Technology (B.Tech.) Mechanical Engineering

      Activities and Societies: Captain of the Football Team of Jecrc Business DevelopmentResponsible for developing and maintaining commercially productive relationships with both new and the old clients. Also in chare of identifying every sales lead and of making the most out of every opportunity to increase revenue and profitability.

    • St. Joseph's College, Nainital

      1996 - 2003
      High School All Subjects

      Basic Schooling

    • National Institute of Securities Markets (NISM)

      2021 -
      PGCSM Banking, Corporate, Finance, and Securities Law

  • Experience

    • SANSERA ENGINEERING PVT. LTD

      Jun 2011 - Aug 2011
      Summer Internship

      Project on “Operations Carried Upon Crank Shaft, Connecting Rod, AVR, GSF” Industrial visit to NBC bearings Jaipur.National Conference on Eclectic Mechanical Engineering.

    • Tata Motors

      Jun 2012 - Aug 2012
      Summer Research Intern

      Project on “Conversions of Investment Casting Components to Forging”

    • KJK meister honen Pvt Ltd

      Aug 2013 - Aug 2014
      Business Development

      • Managerial• Forward Planning• Project Management• Spotting Business Opportunities• Implementing Plans• Customer Focus • Honing Process• Manufacturing• SAP(Beginner Level)

    • Sansera Engineering Pvt. Ltd.

      Nov 2014 - Apr 2015
      Maintenance Engineer

    • ICICI Bank

      Oct 2016 - Nov 2022

      Treasury - Corporate Markets Group SES – Business Banking, Working Capital facilities and Term Loans, BG, Bill Discounting, FLC, ILC, SBLC, WCDL, GML to MSME clients, handling client with maximum exposure till 200Cr

      • Manager

        Apr 2022 - Nov 2022

      • Senior Business Relationship Manager

        Oct 2016 - Mar 2022

    • Kotak Mahindra Bank

      Dec 2022 - Jan 2024
      Associate Vice President - Territory Business manager

      Manage team portfolio and NTB of 2-BRM (Business Relation Manager)Managing Business through Business Banking MSME relationships , Branches, references and DSA approachBuild Asset Book of team by extending Working Capital facilities, BG, Bill Discounting, LC, SBLC, Term Loan, FCTL, WCDL, FCTL, VaR Limits and Gold Metal Loan (GML) to SMEG clients.Collaborate with the Risk, Operations and service teams for better TAT.Reduction of NPA’s for the team – Monitoring, compromise through negotiations (or) resort to legal recourse. Follow risk policy and processes to mitigate the operational, regulatory, financial, informational, and reputation and audit risks as instructed by the organization. Show less

    • Axis Bank

      Feb 2024 - now
      Assistant Vice President - Area Sales Manager

      Managing Elite Portfolio with team size of 4 RMs,Build Asset Book of team by extending Working Capital facilities, LRD, BG, Bill Discounting, LC, SBLC, Term Loan, FCTL, WCDL, FCTL, VaR Limits and Gold Metal Loan (GML) to SMEG clients.Reduction of NPA’s for the team – Monitoring, compromise through negotiations (or) resort to legal recourse.Providing end to end solutions with 360 degree product stickiness to the client.

  • Licenses & Certifications

    • Footballl Player 1. District (Nainital) level championship 2. Inter college level tournament 3. School level championship 4. Playing from a club Lemex FC from Nainital

    • NISM

    • National Electic Conference

      National Certification
      May 2013

    • Interest Rate Derivatives

      National Institute of Securities Markets (NISM)
      May 2022

    • Currency Derivatives

      National Institute of Securities Markets (NISM)
      May 2022

    • AMFI

      National Institute of Securities Markets (NISM)

    • Equity Derivatives Certification Examination

      National Institute of Securities Markets (NISM)
      Apr 2022

    • IRDA

      Insurance Regulatory and Development Authority of India