Experience

• 

  Adp

  Jul 2008 - Sept 2008

  Finance department intern

  • Project Management: Setting up of a time tracking tool to monitor the amount of time spent by Client Services on each customer. Involved software installation, user training and documentation writing, as well as the definition of key performance indicators and production of reports.• Drafting of an employee handbook compiling processes and procedures that employees need to follow.• Devising of tools to help speed up reporting (Excel macros.)

• 

  Societe generale

  Feb 2009 - Sept 2009

  Financial supervision intern

  • Supervision of African retail banking subsidiaries:- Performed financial analysis on P&L and KPIs: verified results, trends and coherence according to company procedures- Delivered presentations on subsidiary performance to internal audit teams• Cross-functional aspects:- Performed checks and controls on the consolidated data of the bank’s international retail banking arm as part of the monthly reporting process

• 

  Standard chartered bank

  Jan 2010 - May 2018

  • Credit Underwriting: - Credit analysis on credit proposals submitted by Relationship managers and recommendation for decisions in a timely manner, including more complex cases - Ensure approved credit facilities are within the Bank’s risk appetite and credit policies - Review of existing credit facilities - Review of credit exception requests - Cross-functional communications with Business, Legal, Compliance and Operations to ensure that granted credit facilities are adequate from all perspectives while still meeting client requirements.• Risk Management – Monitoring of Private Banking portfolio - Special monitoring of non-standard credit facilities - Stress Testing• Deputy of Head of Risk as and when needed. Show less • Credit Underwriting:- Perform credit analysis on credit risk proposals submitted by Private Bankers and make recommendation for credit decisions in a timely manner- Ensure approved credit facilities are within the Bank’s risk appetite and credit policies, as well as adhere to regulatory requirements- Cross-functional communications with Business, Legal, Compliance and Operations to ensure the approved credit facilities are adequate from all perspectives while still meeting client requirements.• Risk Management – Monitoring of Private and Priority Banking portfolios- Collateral shortfall management (margin call and close out)- Special monitoring of non-standard credit facilities- Stress Testing of the Private and Priority Banking portfolios• Reporting and MIS- Production and analysis of monthly dashboards and KPIs on the performance of the loan book.- Production and analysis of monthly reporting on non-standard facilities. Show less

  • Senior Credit Manager

    Oct 2014 - May 2018

  • Credit Risk Officer

    Jan 2010 - Sept 2014
• 

  Morgan stanley

  May 2018 - Oct 2021

  Vice president, credit risk, private wealth management

  • Credit Risk Management and Assessment:- Perform analysis on credit proposals submitted by Private Bankers and approve or make recommendations for decisions in a timely manner, including Lombard and structured credits (Single stock, insurance premium financing, ...)- Ensure compliance with regulatory requirements across various jurisdictions in relation to Credit Risk Management- Conduct account and portfolio reviews• Credit Policy and Risk Management Framework: - Active role in enhancing the Private Wealth Credit Policy in relation to lending against an expanding universe of financial products - Assist in refining the risk framework to facilitate growth of the margin lending book in a controlled manner• Project management and process improvement: - Participate in several projects leading to improvements, notably devising a new Credit Application system, as well as enhancing a framework enabling automatic credit approvals - Engage with stakeholders such as Firm Risk Management, Legal & Compliance, Audit as well as the Business on various initiatives (regulatory driven or otherwise) to provide Credit perspective. Show less

• 

  Citi

  Oct 2021 - now

  Responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration within Margin and Secured Lending facilities extended to Private Banking clients, in coordination with the Risk Management team.

  • Senior Vice President, Credit Portfolio Group Manager

    Dec 2022 - now

  • Vice President, Credit Portfolio Officer

    Oct 2021 - Dec 2022