
Jaroslaw Garbowski
Inspector - department of corporate loans & guarantess (branch)

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About me
Corporate banking & financing, Corporate transaction banking/Cash Management, team management, retail banking
Education

University of Gdansk
1988 - 1994Master's degree Finance and Banking Very goodActivities and Societies: Financial analysis scientific team, member of academic sport's team - karate

University of Gdansk
2016 - 2017Postgraduate studies “Controlling in business management”
Experience

Bank Pekao S.A.
Aug 1997 - Jan 1998Inspector - department of corporate loans & guarantess (branch)
GE CAPITAL BANK S.A.
Feb 1998 - Dec 1999SpecialistSales & Marketing Department - member of the team responsible for credit card project implementation

Bank Pekao S.A.
Dec 1999 - Feb 2008Senior Relationship Manager (corporate centre 2006-2007) / Retail Branch Manager (2001-2006)Responsible for the comprehensive management of ongoing relationships with key client's of the Centre, acquisition of new customers, preparation of relevant operational and loan documentation (bilingual Polish and English), co-operation with other departments with regard to sale of financial products and services aimed to corporate customers, other related duties.Also including positions: 2001-2006 Sales Director / Deputy Branch Manager (retail branch)1999-2001 Corporate Account Manager

Bank BPH
Mar 2008 - Jan 2011Dyrektor Operacyjny / Sales and Operating Director- establishment and development of the sales team in the region, co-ordination of its activities- acquisition of new customers, presentation of the Bank's offer and direct sales of comprehensive banking services for selected corporate Client's- structuring of the transactions and preparation of credit reports (assessment of potential Clients financial standing, risk, profitability, sector risks, etc.) - planning, supervising and reporting of corporate center activities to internal dept. of the Bank- organization of local events for potential and recent customers Show less

DZ Bank Polska S.A.
Jan 2011 - Jan 2013Senior Relationship Manager- direct responsibility for comprehensive banking services offered to corporate Client's, assuring high quality and long term relationship, - structuring of credit transactions and preparation of credit reports for new and recent Clients (assessment of potential Clients financial standing, collaterals, profitability, market risks, etc.)- presentation and negotiation of the Bank's offer for potential customers, - organization of local events for potential and recent customers- constant market monitoring regarding corporate business and new opportunities in the region- preparation of reports for head office: call reports, executive summary’s, pre-screening of potential customers, etc. Show less

Polski Bank Przedsiębiorczości S.A
Jan 2013 - Aug 2014Director - Regional Corporate Center• Responsible for execution of the Centre's budget and sales of Bank's products,• Acquisition of new customers in cooperation with other departments of the Bank (i.e.Treasury Department, Trade Finance), developing acquisition strategies,• Actively managing profitable long-term relationships with existing clients of the Bank,• Preparation and coordination of offers directed to the Bank's customers, pricing of appropriate products and services,• Cooperation with the Credit Risk Management Department in analysis and decision process, development and structure of credit transactions,• Preparation of formal documentation jointly with the Legal Department• Organization of events for potential and recent customers• Constant market monitoring with regard to business development and focus on new opportunities in the region• Preparation of business activities reports directed to head office Show less

Citi
Mar 2015 - Jan 2016Regional Sales Specialist - Treasury&Trade SolutionsManaging the portfolio of Clients in the scope of transactional & trade banking products and services. Supervising operating results and profitability, cross-sell & up-sell, active support in implementation of TTS solutions for new and existing Client’s (>100 clients).Co-operation and support of dedicated team of RM’s in the field of transactional banking & trade finance solutions.

Bank Pekao S.A.
Jan 2016 - Feb 2019Senior Relationship ManagerDeveloping and managing relationships and a database of recent and potential clients, calculating and negotiating offers concerning products and services for corporate clients (incl. leasing & factoring), negotiating the terms and structure of credit transactions provided to decision-making bodies of the Bank, initial and binding proposals preparation, assessment and analysis of provided financial statements of potential and recent customers

BNP Paribas Bank Polska
Apr 2019 - Feb 2022Senior RM Corporate Banking
Licenses & Certifications

Financial Advisor’s Course, Warsaw Banking Institute– 1-st degree certificate leading to European Financial Advisor title (EFA)
Warsaw Banking InstituteOct 2012
Certificate in Bank Card Management
Chartered Institute of Bankers, London, UKMay 1999
Languages
- enEnglish
- ruRussian
- geGerman
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