Tejas Pujari

Experience

• 

  Bharat Co-operative Bank (Mumbai) Ltd.

  Jan 2015 - Feb 2022

  Operations Officer

  • Issuing Letter of Credit and meticulously scrutinizing import LC documents, ensuring adherence to UCPDC 600• Realized bills on due dates and handled Trade import documents under LC, ensuring prompt confirmation of payments• Processed payments for Bills received under collection basis, maintaining high standards of accuracy and efficiency• Analyzed customer requirements and provided expert advice on credit facilities, systematically assessing debt servicing capacity• Prepared thorough recommendations on behalf of customers, obtained and scrutinized required documents for the sanction of loans• Monitored disbursement, end use of funds, and ensured timely loan servicing to maintain optimal customer satisfaction and compliance Show less

• 

  ICICI Bank

  Feb 2022 - May 2023

  Deputy Manager Trade Finance Operations Group

  • Scrutinized trade import documents and executed foreign exchange outward remittances in compliance with FEMA guidelines.• Processed and generated MT103 for foreign outward remittances of retail/corporate clients, including advance, direct, and service payments.• Ensured AML-KYC compliance and conducted due diligence of clients before initiating payments.• Verified HS codes of commodities as per DGFT guidelines and checked for any conditions/sanctions.• Screened names of parties, countries, ports, vessels, carrier agents, and commodities involved in transactions, ensuring compliance with OFAC and FATF sanctions.• Proficient in utilizing applications/software such as Finacle, SMSA, AMLOCK, FIRCOSOFT, and EDPMS. Show less

• 

  Bandhan Bank

  May 2023 - now

  Manager - Trade Finance Operations

  • Verified underlying documents to issue Import Letter of Credit in accordance with UCPDC 600.• Processed Letter of Credit Amendments based on client requirements.• Scrutinized bills received under letter of credit, identifying and quoting discrepancies.• Marked acceptance for bills received under LC for payment and ensured timely remittance on due date.• Handled lodgment of Bills under collection basis in adherence to URC522.• Proficient in Swift and SFMS messages MT700, MT707, MT734, MT754, MT103, and MT202.• Demonstrated comprehensive understanding of UCPDC 600, ISBP, URR 725, URC522 and incoterms 2020.• Ensured strict compliance with OFAC and FATF sanctions.• Prepared monthly MIS, maintained audit-ready records, and ensured compliance with the same. Show less