Rene Elias

Experience

• 

  Bank of America

  Jun 1977 - Jun 1995

  •Developed residential real estate mortgages, home equity loans and equity lines of credit. Managed over 200 client portfolios, retaining and expanding profitable revenue relationships. Additionally, served as New Accounts Supervisor for the branch.•Developed, processed and maintained corporate, commercial, consumer loans, and letters of credit, while maintaining an exceptionally high level of customer satisfaction. •Constantly among the top performers in annual loan production. During the merger with Security Pacific Bank, was selected to train Security Pacific branch personnel in Bank of America systems, policies and procedures.•Successfully completed the bank’s Branch Manager Training Program, encompassing all aspects of Management, Marketing, Finance and operation. •Effectively facilitated the cross-training of branch personnel on the bank’s various products. Show less •Responsible for generating new and profitable corporate, commercial & consumer loans. Ranked second within the District in new loan generation.•Successfully completed the bank’s Preferred Banking Training program, encompassing all aspects of retail banking, including Credit, Sales, Investments and Management.•Effectively managed the branch for a period of two months while the Branch Manager was on medical leave of absence.•Trained branch personnel in the district on loan packaging and sales. Show less

  • Assistant Vice President

    Oct 1990 - Jun 1995

  • Preferred Banker

    Sept 1989 - Oct 1990

  • Senior Loan Officer

    Sept 1987 - Sept 1989

  • Credit Analyst

    Jul 1985 - Sept 1987

  • Loan Officer

    Jun 1983 - Jul 1985

  • Head of Note Department

    Jun 1980 - Jun 1983

  • Collections Clerk

    Jun 1979 - Jun 1980

  • Note Clerk

    Jun 1978 - Jun 1979

  • Bank Teller

    Jun 1977 - Jun 1978
• 

  Bank of Beirut

  Oct 1995 - Jul 2020

  •Market and manage client relationships of assigned middle market portfolio in order to achieve targeted returns.•Review and approve team credit proposals to ensure compliance with bank credit policy and risk appetite.•Responsible for creating new business opportunities in order to grow the middle market portfolio.•Coach and mentor all assistant and relationship managers and help them develop through job training and delegating responsibilities. •Increase cross-sell to customers within portfolio, and manage credit quality and economic profitability.•Effectively managed 2 Business centers concurrently over a period of 2 years.•Report progress, profitability, and business unit strategic growth to head of department and executives. Show less

  • Head of Commercial Business Center

    Nov 2006 - Jul 2020

  • Credit Officer

    Oct 1995 - Nov 2006