Sheikh Mohammad Mehedi, CBCA™

Experience

• 

  Bank Asia Limited

  Feb 2016 - Oct 2022

  - Managed the transactions and credit aspect of a portfolio of 178 nos. of diverse business clients i.e. real estate, ship building, manufacturing, FMCG etc.- Surpassed the portfolio target by 4.38% and increased the credit portfolio to CAD 41.75 million.- Ensured timely submission of credit applications applying risk assessment skill on financial, industry, business, environmental, collateralization etc. by following the legal policies and procedures resulting in 17% reduction in turnaround time.- Encouraged utilization of credit facilities and cross selling of different products which facilitated to meet sales targets i.e. annual loan, deposit and revenue.- Collaborated with clients for customized solutions for their specific financial requirements leading to customer retention and over 5 referral conversions.- Visited the business sites and collateral sites of the borrowers periodically which ensured Non-performing Loan (NPL) less than 0.75%. Show less - Managed the transactions and credit aspect of a portfolio with CAD 34.88 million credit facilities comprising of medium sized 200+ business clients.- Delivered superior service by preparing credit applications, applying risk assessment skills by following the protocols resulting in 93% revalidation of credit justification presented to the management - Developed strategy to increase utilization of credit facilities and cross selling of different products to assist relationship managers to meet sales targets- Facilitated the borrowers by providing suggestions on personal banking, debt management and investment techniques by acting as a personal concierge (Primary contact for financial planning) in addressing the financial needs/goals - Monitored the repayment behavior of the clients resulting in increase in revenue and decrease in NPL. Show less - Processed 1000+ proposals (highest i.e. 38% in the team of four members) of 450+ number. of clients in 2016.- Liaised with proposals of 50+ numbers Of branches of Bank Asia Limited and maintained coordination with 70+ nos. of Relationship Officers/Managers.- Assessed the requirement of the borrowers by investigating the loan proposals and approval of relevant specific product e.g. Letter of Commitment (LC), Letter of Guarantee (Performance Guarantee, Bid Bond, Payment Guarantee, Retention Money Guarantee), Demand Loan, long and short Term Loan Show less

  • Relationship Manager

    Jan 2021 - Oct 2022

  • Assistant Relationship Manager

    Feb 2017 - Dec 2020

  • Management Trainee

    Feb 2016 - Jan 2017
• 

  TD

  Aug 2023 - now

  Small Business Specialist

  Time Management · Sales · Communication · Problem Solving