Urmat Sarpekov

Experience

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  OJSC “Kazkommertsbank – Kyrgyzstan”

  Apr 2003 - Jun 2003

  Intern

  • Assisted dealer with daily exchange operations.• Assisted in conducting international transfers and payments.• Translated for non-English speaking staff (English to Russian and vice versa).

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  OJSC "Aiyl Bank" (former Kyrgyz Agricultural Finance Corporation)

  Nov 2003 - Mar 2006

  • Reported on projects realization to funding institutions such as the World Bank, Asian Development Bank, International Fund for Agriculture Development and the Finance Ministry of the Kyrgyz Republic; • Participated in the development of business-plan, annual budget and monitored budget execution;• Assessed financial state of the organization and operating outputs, prepared and provided financial information to internal and external users;• Led the correspondence with the government, local authorities and international organizations. Show less

  • Marketing Specialist

    Sept 2005 - Mar 2006

  • Loan Officer

    Feb 2005 - Sept 2005

  • Financial Control and Reporting Specialist

    Nov 2003 - Feb 2005
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  Wholesale Lending Company "Frontiers" LLC

  Mar 2006 - Sept 2017

  • Supervised lending operations and lending team, coordinated due diligence and monitoring visits to MFIs; • Represented interest of the company with regulators and other governmental organizations and business partners;• Liaised with local and international lenders, led negotiations with lenders on funding issues, supervised compliance to the financial limits/covenants; • Managed financial risks of the company such as liquidity, FOREX and interest rate. Closely monitored liquidity position of the company. • Served as a member of the Credit and Asset and Liabilities Management Committees; • Led negotiations and finalized deals with local banks on hedging instruments;• Participated in the development of strategic and operational plans, annual budgets. Supervised their execution; • Supervised preparation and timely submission of internal and external financial and lending reports; • Carried out the roles and responsibilities of the CEO when CEO was absent. Show less • Managed day-to-day activities of Frontiers and people employed at it, provided direct supervision to the members of the management committee;• Managed the development and execution of business plans and annual budgets, regularly reported to the Supervisory Board;• Made recommendations to the Supervisory Board concerning updates of policies and procedures of the company;• Represented the company with lenders, investors, regulators, and other business partners and stakeholders;• Ensured timely and effective reporting to the Board, lenders and government agencies. Show less • Supervised lending operations and lending team, coordinated due diligence and monitoring visits to MFIs; • Managed the development and implementation of internal financial analysis tools, updating lending policies and procedures;• Managed the development and implementation of annual lending budgets, action plans on recovery of delinquent loans;• Served as a member of the Credit and Asset and Liabilities Management Committees, prepared and provided different kinds of reports and analysis on the lending operations for the external and internal users; • Liaised with current and potential new investors and lenders to Frontiers;• Carried out the roles and responsibilities of the CEO when CEO was absent. Show less

  • Deputy Chief Executive Officer

    May 2015 - Sept 2017

  • Acting Chief Executive Officer

    Mar 2014 - May 2015

  • Credit Manager

    Aug 2007 - Mar 2014

  • Loan Portfolio Manager

    Mar 2006 - Aug 2007
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  Oikocredit

  Sept 2017 - May 2018

  Project Officer

  • Contributes to the development of strategies and policy of the country in cooperation with the country manager and regional team;• In line with the adopted strategy and local legal requirements, identifies feasible projects in Central Asian countries and Mongolia for financing and partnership;• Intermediates and negotiates appropriate terms with potential borrowers, assists in building a balanced portfolio of quality projects that allows for sustainability;• Checks the veracity of all the information provided by project applicants and determines the financial viability of submitted applications, provides lending proposals with relevant information which must accompany the project to the head office and regional Credit Committee;• Prepares legal documentation for all projects approved by the Credit Committee. Works out where relevant proposals for technical assistance so that projects can reach their financial and social goals;• Maintains a close relationship with the project partners and takes notice of opportunities and problems that may be developing in their respective businesses;• Submits regular reports as required and agreed on the activities performed and on the progress of all projects. If requested, prepares reports on specific projects for Oikocredit’s strategic partners;• Monitors key indicators for financial and social performance of project partners and regularly submits monitoring data to the regional office and/or head office;• Builds and maintains good relationships with relevant networks. Show less

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  Mikro Kapital Management SA

  Jun 2018 - Jan 2019

  Regional Investment Officer for Central Asia

  - Identified new clients among MFIs, commercial banks and credit cooperatives from Central Asian countries and Mongolia for financing and partnership, maintains relationships with the current clients in the region and arranges new debt transactions to meet client financing needs;- Performed credit and other risks analysis of clients, developed and negotiated term sheets with clients and carried out due diligence, if necessary, developed loan structures to mitigate risks. - Monitored key indicators of financial performance of clients and regularly submitted monitoring data to the head office;- Contributed to the development of strategies and policies of the region. - Built and maintained good relationships with relevant networks. Show less

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  Microlending Company "Bailyk Finance" LLC

  Feb 2019 - Oct 2020

  Chief Risk Officer

  • Designs and implements an overall risk management process in the company; • Identifies potential risks and analyses of the financial impact on the company when risks occur; • Develops recommendations for mitigating risks, monitors and analyses current risks, prepares risk reports for the management; • Develops internal limits and oversees compliance to internal and external limits/covenants; • Identifies internal control weaknesses in the business processes and recommends remedies. Show less

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  Enabling Qapital AG

  Oct 2020 - now

  Investment Officer

  • Collect and analyze investee’s governance, credit management, financial and ESG information;• Participate in on-site Due Diligence of current or prospective investees: collect, organize, analyze and report information obtained during the DD trips to the Investment Team. • Prepare and present investment proposals in the internal or external Investment Committee meetings;• Prepare Country Risk Analysis detailed reports identifying key risks (economic, political, industry, natural disasters, etc.) and mitigation factors;• Support and assist preparing loan documentation, negotiating and closing the loan deals. • Perform research and monitor financial markets, collect and report information on investees;• Support in identifying new business opportunities, building pipelines and expanding business. Show less