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Will Mennesson

Will Mennesson

Type II Wild Land Firefighter

Followers of Will Mennesson601 followers
location of Will MennessonBend, Oregon, United States

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  • Timeline

  • About me

    VP, Head of Credit at AP Equipment Financing | Monitor Top 40 under 40

  • Education

    • Moody's Training

      2011 - 2012
      Commercial Lending Underwriter's Education. Credit Management

      40 hour course, conducted during personal time, to improve credit analysis and underwriting skills.

    • Academy for Lease & Finance Professionals

      2017 - 2017
      Certified Lease & Finance Professional

    • Universidad de Sevilla

      2008 - 2008
      Study Abroad Program International Business, Spanish

      Semester long program taking business and spanish classes from Universidad de Sevilla faculty, taught entirely in spanish.Lived with a host family who spoke only Spanish, conducting all daily communication in Spanish.

    • University of Oregon

      2006 - 2010
      Bachelor of Arts Business Administration and Spanish

  • Experience

    • GFP Enterprises

      Jun 2005 - Aug 2006
      Type II Wild Land Firefighter

    • Morgan Stanley Smith Barney

      Jun 2009 - Aug 2009
      Staff Intern

    • KeyBank

      May 2010 - May 2014

      -Interpret financial statements (business and personal) to determine credit worthiness. Analyze profitability, liquidity, leverage and cash flow in an attempt to predict the likelihood of repayment.-Approve loan and lease transactions within applicable lending authority, make recommendations on transactions outside of authority. Recommend appropriate loan structure, risk rating, and covenants in alignment with loan policy.-Primarily underwrite new money requests, while also performing annual reviews when time allows.-Present Asset Quality Reviews about adversely risk rated loans, providing actionable plans for various asset recovery scenarios.-Serve as mentor, coach and trainer for Credit Analyst staff. Show less -Interpret financial statements (both business and personal) to determine credit worthiness. Analyze profitability, liquidity, leverage and cash flow in an attempt to predict the likelihood of repayment.-Initiate annual reviews on banking relationships. Manage the portfolio of existing loans from Washington State, the largest portfolio under the responsibility of our office.-Make recommendations to Credit Officers regarding loan transactions. Recommend appropriate risk rating and credit line limits in alignment with loan policy.-Underwrite occasional new loan requests. Show less

      • Credit Associate

        Dec 2012 - May 2014

      • Business Banking Underwriter II

        May 2010 - Dec 2012

    • Bank of the Cascades

      Jan 2015 - Jul 2016

      Supported the Central Oregon Commercial Lending Team in the underwriting, servicing and maintenance of the bank’s loan portfolio through collection and analysis of the financial statements of borrowers and guarantors. Additionally, as ARM II I led other Assistant Relationship Managers with instruction in financial analysis and underwriting. Supported the Central Oregon Commercial Lending Team in the underwriting, servicing and maintenance of the bank’s loan portfolio through collection and analysis of the financial statements of borrowers and guarantors.

      • Assistant Relationship Manager II, Commercial Banking

        Jul 2015 - Jul 2016

      • Assistant Relationship Manager, Commercial Banking

        Apr 2015 - Jul 2015

      • Commercial Credit Analyst

        Jan 2015 - Apr 2015

    • Allegiant Partners Incorporated

      Jul 2016 - now

      Manage credit decisioning process for both internal and third party originations. Primary decision maker for credit policy and pricing exceptions. Supervise credit analysts and other support staff in the underwriting of commercial equipment loans and leases. Train analyst staff on core industry profiles, priority metrics, risk appetites and risk ratings. Review underwriting recommendations from analysts on opportunities above their approval limits, providing additional approval authority. Motivate analyst staff to achieve their potential with positive, constructive feedback and goal setting meetings.Report to Chief Risk Officer, CEO and other senior management with regular reports on underwriting activities, exception tracking and efficiencies. Show less

      • VP, Head of Credit

        Jan 2023 - now

      • VP, Credit

        Dec 2019 - Jan 2023

      • Credit Manager

        Oct 2017 - Dec 2019

      • Senior Credit Analyst

        Jul 2016 - Oct 2017

  • Licenses & Certifications

    • CLFP

      CLFP Foundation
      Jun 2017

  • Volunteer Experience

    • Small Ticket BCSC Member

      Issued by Equipment Leasing and Finance Association on Jan 2024
      Equipment Leasing and Finance AssociationAssociated with Will Mennesson

    • Emerging Talent Advisory Council Member

      Issued by Equipment Leasing and Finance Association on Nov 2021
      Equipment Leasing and Finance AssociationAssociated with Will Mennesson

    • Personal Finance Class Instructor

      Issued by Junior Achievement of Oregon & SW Washington on Feb 2016
      Junior Achievement of Oregon & SW WashingtonAssociated with Will Mennesson