Experience

• 

  Banco noroeste

  Jan 1991 - Jan 1997

  Middle office analyst

  • Started as Loan Processor and in 1994 was promoted to supervisor of a team of five people responsible for processing a variety of small business and personal loans, collateral analysis and performing collecting transactions.

• 

  Bankboston banco multiplo sa

  Jan 1997 - Jan 2000

  After sales analyst – correspondent banks, financial institutions and corporate banking

  • Started as After Sales analyst for Corporate bankers processing onshore and offshore commercial loans.Invited to join the Correspondent Bank department acting as liaison with foreign financial institutions formalizing contracts with all parties involved. Promoted to After Sales Supervisor managing six analysts responsible for processing commercial loans products, ensuring an accurate, efficient and expedient processing flow from the initial origination through final closing.

• 

  Bancboston capital

  Jan 2000 - Jan 2004

  Investment analyst

  • Provided support to the Brazilian Private Equity group in deal support activities such as compliance management, enforcement of Central Bank regulations, implementation of accounting controls, tax and regulatory aspects.• Performed routine analysis of portfolio performance through multiple valuations.• Coordinated the investment process from inception to completion, including loan funding, booking calculation and reviewing contracts with internal and external counsel and acting as a liaison between involved parties. Show less

• 

  Pts performance transportation services

  Jan 2005 - Jan 2006

  Financial analyst

  • Ensured daily cash needs were met.• Daily cash reporting to executive management and consolidation of daily revenue reports.• Monthly Bank reconciliation – ZBA accounts.• Monthly analysis of terminal performance for calculation of measurable results.• Performed cash flow forecasting for payment of taxes related to motor carrier business.• Coordinated Leasing Program for a fleet of 4,000 vehicles.

• 

  Banco santander

  Jan 2006 - Jan 2011

  Product manager

  • Orchestrated the integration process of Santander’s acquisition of ABN AMRO Bank - Brazilian subsidiary. Worked on the Product Management business redesign: agreements, processes, technology and all the components implied in an acquisition deal.• Managed a broad range of financial instruments such as Export Note, Overdraft Account, Distributor Financing, First Loss, Payment Agency, Working Capital.• Responsibilities include all aspects of loan product strategy: product development and management, Executive Committee approval, features, usage, functionality, process improvement, technology enhancements, product profitability, portfolio management, complex deal support, internal customer training and communication, regulatory and accounting issues. Show less

• 

  Hsbc

  Jan 2011 - Jan 2016

  Senior product manager

  • Managed Receivables Finance and Supply Chain Solution Products for Global Banking, Corporate and Middle Market companies.• Enhanced the control environment and ensured appropriate governance across the product lifecycle.• Customized several Supply Chain Programs implementation from an end-to-end perspective.• Trained and partnered with Sales team.• Structured tailor-made loans.• Conducted Global Business Reviews.• IT budgeting and technological development to meet business objectives and needs. Show less

• 

  Banco bradesco

  Jan 2016 - Jan 2018

  Senior product manager

  • Executed the acquisition integration plan of HSBC Bank Brazil by Bradesco; the largest Brazilian Bank, related to Corporate Finance products. Reorganized legal, IT, operational, organizational, accounting and tax issues merging both Portfolios. Managed the new team responsible for Supply Chain, Corporate Finance and Receivables Finance Products.

• 

  J.p. morgan private bank

  Nov 2022 - now

  Vice president private bank