Judy Murphy

Experience

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  Barnett Bank/Nations/Bank of America

  Jan 2001 - May 2006

  Collected on Auto Loans from 30 days to Repossession & Recovery.Collected on Credit Cards Monitor Chapter 13 Mobile Homes AccountsFiling for objections to plans and or filing Lift of StaySent Letter/Calls from Attorneys, Trustees, Legal Council

  • Team Leader/Retail Loan Operations Sr. Collector

    May 2000 - May 2006

  • Bankruptcy Specialist

    Jan 2001 - Apr 2002
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  Bank of America

  Apr 2002 - Mar 2011

  Senior Fraud Analyst

  Responsible for complex research and analysis of various Deposit & Credit Based schemes.Utilize various tools including internal, external, and vendor.Systems and databases to assess overall liability exposure, and risk.Provided mitigation recommendations to senior and executive leadership.

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  JP Morgan Chase Bank

  Apr 2011 - Nov 2014

  HL Modification Ops Analyst

  HL Default/Modifications & Fulfillment OpsHandle System Maintenance escalated requests.Clear Title issues. Upload Docs in Vendor system to move the Modifications or Trial forward.American with Disabilities Act (ADA) Monitor and process ongoing requests for Braille, Audio CD, and Large Font or via reader services and sign Language.Ordered and upload all CBR/4506T Interface with internal departments and external document vendors to facilitate requests through the SharePoint websiteComplete all opening activities to ensure all required documentation is ordered for evaluation.Follow through and audit of fixes to ensure compliance and effectiveness.Performed reconciliation on a host of vender reports.Accomplished validation of document requests to ensure accuracy of closing packages. Show less

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  CITI

  Nov 2013 - Jan 2015

  AML Operations Analyst II

  Analyze and investigate alerted customer accounts and financial data through utilization of internal and external systems in order to mitigate money laundering and terrorist financial risk to Citi • Conduct name screening, negative news, Suspicious Activity Report (SAR), Know Your Customer, Enhanced Due Diligence, LexisNexis and Google searches to determine the level of risk customers pose to the bank • Utilize case management tools such as Actimize • Develop methodologies to analyze large sets of financial data • Make case determinations based on evidence discovered and present finding in the form of Excel files with narratives • Escalate cases that contain questionable financial activity of concern to the Financial Intelligence Unit for SAR submission • Acquired knowledge of operational risk and compliance regulations including the Bank Secrecy Act, USA Patriot Act and OFAC sanctions • Cross trained in two products; credit card and retail accounts for personal and business AML concerns • Investigated and reached a disposition on over 400 cases • Support members of my team by answering their questions, providing suggestions on how to proceed with investigations and reviewing narratives. Show less

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  Deutsche Bank

  Apr 2016 - Sept 2016

  Anti Financial Crimes- AML Compliance-Contractor

  Deutsche Bank/Anti Financial Crimes-Compliance Contractor April 2016 to Present Anti-Money Laundering Operations Analyst- Analyze and investigate alerted customer accounts and financial data through utilization of industry-standard AML tools including, but not limited to SAS, Norkom, LexisNexis, WorldCheck and various Case Management tools in order to mitigate money laundering and terrorist financial risk to Deutsche Bank. Make case determinations based on evidence discovered and present finding in the form of Excel files with narratives. Escalate cases that contain questionable financial activity of concern to the Financial Intelligence Unit for SAR submission. Conduct prototype AML reviews and investigations of alerts generated by new scenarios in order to develop procedures, protocols, and to establish sufficient training. Conduct research based on special reports which are outside the scope of normal operational procedures (includes Structuring, Nested Payments, FX4Cash and Anonymous Payments). Keep abreast of new rules and regulations. Also, conduct analysis on a sample of the database in order to identify potentially "false negative" alerts. Perform AML investigation research on cases originating from various special requests and non-systems sources (e.g., 314 requests, OFAC, subpoenas, FinCen. Use acquired knowledge of operational risk and compliance regulations including the Bank Secrecy Act, USA Patriot Act and OFAC sanctions. Show less

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  Bank of America

  Oct 2016 - Dec 2018

  Business Support

  •Verify Customer Information Program (CIP) for new and existing clients for Know Your Customer (KYC) for North America. Requires understanding of AML, Senior Political Figures (SPFs), Gaming, and Money Services Business policies. Requires research skills to verify information via third party sources.•Participated in UAT for Legal Entity On-boarding (LEO), an online KYC platform.•Responsible for the KYC Services Helpline and KYC Support centralized mailbox. Questions related to KYC and AML.•Responsible for verifying/monitoring MSB, Gaming, and High risk clients. Ordering and reviewing Enhanced Due Diligence (EDD) including notifying the PCO and Compliance. Reviewing final decisions to retain or exit relationship based on EDD alerts.•Work special projects as needed Participated in UAT for Legal Entity On-boarding (LEO), an online KYC platform.•Responsible for the KYC Services Helpline and KYC Support centralized mailbox. Questions related to KYC and AML.•Responsible for verifying/monitoring MSB, Gaming, and High risk clients. Ordering and reviewing Enhanced Due Diligence (EDD) including notifying the PCO and Compliance. Reviewing final decisions to retain or exit relationship based on EDD alerts.•Work special projects as needed. Show less

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  Deutsche Bank

  May 2021 - now

  AML Compliance Officer

  Compliance Analyst-ContractorResponsible for preventing and detecting money laundering through a comprehensive program of training, regulatory awareness and controls.Performed oversight function for AML monitoring and reporting for DWS. Conducted investigations derived from various sources such as government list matches for FinCEN 314(a), EU, OFAC, Subpoena, Levy’s and CIP failures, suspicious activity escalations. Performed Enhanced Due Diligence for high-risk client adoptions (KYC and KYI), including vetting negative news, PEP relationships and other high-risk factors.Drafted and disseminated letters, documents and charts as needed. Show less