Kunal Sethi

Experience

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  Fullerton Ent. (P) Ltd. + HDFC Bank Ltd.

  Mar 2008 - Dec 2008

  Relationship Manager, SME Banking - Assets

   Looking after Working Capital needs for the companies having an annual turnover INR 20-250 Million. Dealing in products: CC, LC, Pre/Post Shipment limits, Bank Guarantee and Term Loan. Acquisition & Reviving Inactive Relationships and ensure high utilisation of sanctioned limits.

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  Standard Chartered Bank, Singapore

  Jan 2009 - Jun 2010

  Relationship Manager, Priority Banking, International

   Financial Planning & Wealth Management of 120 HNI’s totalling an AUM of above SGD 40 million. Dealing in sophisticated products: Bonds, Equity/Currency Options, FOREX, Derivatives, Leverage Investment, Bank Guarantee, UT’s, Mortgage & Structured Products. Using highly sophisticated following Web-Based Banking Application for Financial Planning: HOGAN, CRES, WMS, SIEBEL, E-FOREX, FINIQ, UTS, etc. End to End wealth management of HNI’s by making use of High-Tech Wealth Management System Applications. Show less

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  Yes Bank Ltd.

  Jul 2010 - Jan 2012

  Relationship Manager, Business Banking - Assets

   Looking after the Working Capital needs for the companies having an annual turnover from INR 200 to 2000 Million. Analyze SME credit proposals by reviewing Financial Capacity, Business Profile, Industry Position, Appropriateness of the requested facilities, Repayment capability, Collateral Adequacy and Account Conduct. Supervising approval of loan proposals & sanctioning credits after appraising solvency status & verifying by working upon various Banking System Applications.

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  Kotak Mahindra Bank Ltd

  Feb 2012 - Nov 2014

  Chief Manager

   Looking after the Working Capital needs for the companies with maximum exposure of INR 100 Million in terms of Working Capital lending. Responsibility of generating Working Capital Business from mapped Branches and DSA’s across Delhi/NCR. Dealing in products: CC, LC, BC, WCDL, Pre/Post Shipment limits, Bank Guarantee & Term Loan. Preparation and Analysis of the complete CAM. Reviving Inactive Relationships and ensuring high utilisation of sanctioned limits. Revenue Generation via Cross selling entire suite of banking products: CASA, Trade Finance, Cash Management, FOREX, Insurance and Mutual Funds. Show less

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  YES BANK

  Nov 2014 - now

   Key Account Manager, responsible for managing Working Capital lending for companies with an annual turnover from INR 500 to 1500 Million. Perform detailed Credit Risk Assessment of SME Trade & Working Capital proposals and Preparation and Analysis of the complete Credit Approval Memorandum. Conversant with Credit Analysis of obligors using Banking Application Systems: FLEXCUBE, KALEIDOSCOPE, CORDYS, IMAC Rating Tool, etc. Use Web Based Systems for Monitoring adequate utilization of SME Working Capital Facility accounts, maximizing revenue, spot EWS and extending post-sales services. Revenue Generation via Cross selling entire suite of banking products: CASA, Cash Management, FOREX, Insurance and Mutual Funds. Show less

  • Senior Vice President

    Jul 2022 - now

  • Vice President - Multinational Corporate Banking

    Jul 2019 - Jul 2022

  • AVP - Multinational Corporate Banking

    Feb 2019 - Jun 2019

  • AVP, Emerging Business Banking

    Nov 2014 - Jan 2019