Augustine Akowuah

Experience

• 

  ProCredit SLC, Ghana

  Dec 2006 - Apr 2015

  Management board member (Senior Management position) responsible for managing the bank’s risk.Developed, reviewed and implemented risk management policies and other policies in line with the operating environment and the group standard for MSME and Agro clients Responsible for the Micro, Small and Agro loan and deposit portfolio of the institution. Directly managed Branch Managers, Credit Coordinators and Loan Officers who were serving Micro and Small clients. Represented management in the northern sector of Ghana, supervised and supported all northern sector branches to achieve institutional set targets. Responsible for the results of all the units and functional areas within the branch: Loan portfolio development, deposit portfolio development, staff development, loan quality management, compliance, customer care and neighbourhood banking activities. Supervised a group of loan officers at the branch and supported them in managing their loan portfolio. Participated in credit decision making and took decision based on approval limit. Responsible also for the quality of the loan portfolio, Responsible for acquiring, growing and managing Micro and small clients while at the same time keeping quality loan portfolio. Developed a healthy loan portfolio and coached new loan officer.

  • Deputy General Manager

    Nov 2012 - Apr 2015

  • Head, Very Small and Agro Business Department

    Jul 2011 - Nov 2012

  • Regional Manager

    Mar 2010 - Jul 2011

  • Branch Manager

    Jun 2009 - Jul 2011

  • Credit Coordinator

    Aug 2008 - Jul 2009

  • Loan Officer

    Dec 2006 - Aug 2008
• 

  Fidelity Bank Gh Ltd

  Apr 2015 - Dec 2015

  Head, Retail Credit and Evaluation

  Senior credit role with the responsibility for the commercial, SME and Personal credit portfolio of the bank

• 

  I.D. Inspiring Development

  Jan 2016 - Jan 2023

  Senior Banker
• 

  Letshego Microfinance Ltd

  Aug 2016 - Dec 2017

  Chief Operating Officer
• 

  Akiba Commercial Bank (Tanzania) Limited

  Jan 2018 - Jan 2021

  Managing Director
• 

  Musoni Microfinance Ltd.

  Dec 2021 - Sept 2022

  Chief Executive Officer