Muhammad Sohail Sadiq Qureshi

Experience

• 

  United Bank Limited

  Sept 2003 - Mar 2008

  Area Of Specialization:Branch Banking Operations:Has Conducted Audit Of 343 Branches; With An Average Of 30 branches Per Year of The Region In Form Of Special Assignment (KYC Exercise, Detection Of Loss Leakage Of Income, Verification Of Sundry Suspense Accounts etc) Surprise Audit (Cash Verification, Monitoring/Verification Of Key Activities) & Annual Audit.Responsibilities:Implementing the Head Office policies & procedures; SBP Regulations etc. in order to strengthen the internal controls to safeguards bank’s interest from internal and external threats. To gauge the overall operational risks associated with operational activities and to inform management any lose loop in process & procedures to avoid the risk of fraud/forgery. To detect the loss/leakage of income by the efficient use of sampling techniques and effective use of IT .To contribute in achieving the operational goal of “Doing It Right First Time” by coaching/guidance of operational staff during the course of audit. Show less Area Of Specialization:Branch Banking Operations:Conduct Of Surprise Visits On Monthly Basis of 14 Branches of Wah Cantt Area. Responsibilities:To ensure the 100% compliance of bank internal& regulator’s; policies and procedures. 100 % Review of AOFs / KYC portfolio of the branches of Area. Review of Unclaimed deposit, zakat & deceased accounts of area. Guidance & coaching of staff during visits and by conducting regular sessions to discuss the bank’s internal polices and practical problems like lack of IT support etc. hindrance in implementation of same, and communicating the same to the area as well as regional management. Show less Area Of Specialization:Branch Banking Operations:Responsibilities:Worked as supervisor deposit department (Dealing of Zakat, Unclaimed Deposit, Execution of Standing Instructions, Dormant Accounts, Deceased Accounts, Account Opening & Closing, Stop Payment, Cheque Book Issuance, Fixed Deposit etc related matters). Supervisor ATM ( Dealing of ATM cash replenishment process, Captured card returned process, Settlement of ATM overage /Shortage Entries etc.) Supervisor online banking & remittance department (Dealing in supervision of on line fund transfer both in cash & transfer, issuance of CDR, TT, MT, PO etc). Supervisor clearing ( Dealing in supervision of Inward/outward clearing , verification of NIFT bills). Supervision of cash department ( Vault Key Custodians, Daily cash closing, supervision of cash vouchers, supervision of cash in transit related matters & cash in safe insurance limit matters ) Show less

  • Audit Officer. OG-II

    Jul 2007 - Mar 2008

  • Compliance Officer. OG-II

    Dec 2005 - Jul 2007

  • Supervisor, OG-III

    Sept 2003 - Dec 2005
• 

  Meezan Bank Limited

  Mar 2008 - now

  Implementing the Head Office policies & procedures; SBP Regulations etc. in order to strengthen the internal controls to safeguards bank’s interest from internal and external threats. To gauge the overall operational risks associated with operational activities and to inform management any lose loop in process & procedures to avoid the risk of fraud/forgery. To detect the loss/leakage of income by the efficient use of sampling techniques and effective use of IT .To contribute in achieving the operational goal of “Doing It Right First Time” by coaching/guidance of operational staff during the course of audit. Special Assignments:Process ReviewsMember of process review team of Audit Office and as special assignment following process reviews were conducted with the team Problems faced by newly opened branches.• Problem Faced by Newly Opened Branches, • Implementation of 08 to 08 banking. • Country Wise GL Analysis (Selective GLs Like Corporate Tax, Sales Tax etc.)• Process Review Visits Report• Process Review Dormant Unclaimed Accounts Fraud & Forgery EnquiryMember of fraud & forgery enquiry team and as special assignment has conducted enquires related to parallel banking, Islamic banker system control weaknesses and customer complaints.Handling Whistle blowingContacting whistle blower and gathering evidences initially to sort out the internal & external whistle blows.Trainer /Presenter at L & D CentreAs trainer conducted many sessions at L & D Centre for new joiners (BTO/TCO), Operation Manager, BM & AMs to improve audit rating, internal control environment, to discuss common audit observations etc. Audit Consumer Banking:Conducting consumer hubs (Ijarah & Housing) audit from last four years.Audit Trade Hubs:Conducting trade hub audits of North Region from last four years.Participation in Idea Contest:Participated in ideation contest and awarded contribution certificate at North Region Level Show less

  • Regional Operations Manager

    Jan 2023 - now

  • Regional Operations Manager

    Jan 2023 - now

  • Senior Team Leader VP-II

    Sept 2018 - Dec 2022

  • Team Leader Audit

    Mar 2008 - Sept 2018