
Muhammad Waqar Ashraf
Business Executive

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About me
Payment solution | B2B | B2C | C2C | Business Development | Go-To-Marketing | Growth Marketing | Partnerships | Marketing Communication | Revenue Strategy | Product Management
Education

Petromen Training Institute - Lahore
2002 - 2004ICS Intermediate in Computer sciences
Garrison cadet School
1999 - 2002Matric Computer Science, mathematics, Physics, chemistryActivities and Societies: Won Marshal Art tournament Attended the Army Test and got selected for Kohat completed Matriculation with chemistry, physics and computer

Lincoln University College
2022 - 2023Master of Business Administration - MBA Business Administration and Management, General
University of the Punjab
2007 - 2008PGD Business Administration and Management, General 3.2PGD in Management and Business Administration

University of the Punjab
2004 - 2006Bachelor of Commerce - BCom Business/Commerce, General A
Experience

Adamjee Insurance Company Limited
Dec 2006 - Jun 2008Business Executive
UAE Exchange
Apr 2009 - Dec 2014Relationship Manager- HNIHandling more the 1000 super HNI customers of UAE Exchange Centre Taking care of their remittance requirement with relationship managementWealth ManagementSelling Saving products of different banks and National Bonds CertificatesAdding values by registering new corporate clients and smart pay (WPS) CompaniesOpening premium accounts for major Indian banks

FGB
Feb 2015 - Nov 2016Relationship Manager - Employee Banking SolutionAcquiring new Corporate clients for the bank in Employee Banking SolutionsBuilding and maintaining relationship with corporate customers Opening Salary Transfer AccountsSalary Transfer Loan Cross selling PL, CC and other banking products

UAE Exchange
Dec 2016 - Oct 2020Head - Pakistan Remittance Business & Sales Division (B2B,CEM,Smartpay,Cards) MarketingPlan and direct all finance activities in accordance with established policies, procedures and objectives of the Company.Perform analysis work on Budgets, statistics, trends, variances and identifies opportunities for improvement related to Corporate Remittances. To supervise, execute International remittances as per the instructions of Treasury, Finance and Operations Departments.

Bank Alfalah Limited
Oct 2020 - Nov 2023VP - Home Remittance Business, UAE & Oman
Feb 2023 - Nov 2023AVP- Manager Home Remittances - UAE & Oman
Oct 2020 - Mar 2023

Swift
Nov 2023 - nowDirector
Licenses & Certifications
- View certificate

The Fundamentals of Digital Marketing
Google Digital GarageMay 2020 - View certificate

User Experience Design
Torrens University AustraliaJun 2020 - View certificate

Operational Risk Management Essentials (Global)
Thomson Reuters Compliance LearningMar 2018 - View certificate

Anti Bribery and Anti Corruption (Global)
Thomson Reuters Compliance LearningNov 2017 - View certificate

Financial Crime [English] 2017
Thomson Reuters Compliance LearningNov 2017 
Strategic Marketing Management Program
SP Jain School of Global Management - Dubai, Mumbai, Singapore & SydneyOct 2017- View certificate

Emotional Intelligence.
Torrens University AustraliaJun 2020 - View certificate

Six Sigma Foundations
LinkedInFeb 2018 - View certificate

Fraud Prevention (Global) 2017
Thomson Reuters Compliance LearningNov 2017 - View certificate

Cloud security
Torrens University AustraliaJun 2020
Honors & Awards
- Awarded to Muhammad Waqar AshrafCertificate of appreciation ABL, HBL, MCB, NBP, UBL ١ مارس ٢٠١٩ Received Award and certificate of appiciation from State bank of Pakistan in assosiation with all PRI assosiated banks
- Awarded to Muhammad Waqar AshrafNBP Award National bank of pakistan ١ يناير ٢٠١٩ Remittance Award 2019
- Awarded to Muhammad Waqar AshrafSuper Achiever Award Uaeexchange Centre LLC ١ يوليو ٢٠١٨ Super achiever award for year 2017
- Awarded to Muhammad Waqar AshrafStrategic Marketing Management Program S P Jain School Of Global Management ١ أكتوبر ٢٠١٧ Viewing marketing as a value creation processAnalyzing consumer behaviourDeveloping integrated marketing planRedefining strategy for the digital worldMastering marketing management
- Awarded to Muhammad Waqar AshrafCertificate of Achievement Sales Champion - Affluent First Gulf Bank أكتوبر ٢٠١٥ Employee Banking Champion League – Overall Champion of the month – OCT 2015Employee Banking Champion League – STL Champion of the month – OCT 2015Employee Banking Champion League – Overall Champion of the month – SEP 2015Employee Banking Champion League – Overall Champion of the month – AUG 2015Employee Banking Champion League – NTB Salary Account Champion of the month –AUG 2015Employee Banking Champion League – Overall Champion of the month – JUL 2015Employee Banking… عرض المزيد Employee Banking Champion League – Overall Champion of the month – OCT 2015Employee Banking Champion League – STL Champion of the month – OCT 2015Employee Banking Champion League – Overall Champion of the month – SEP 2015Employee Banking Champion League – Overall Champion of the month – AUG 2015Employee Banking Champion League – NTB Salary Account Champion of the month –AUG 2015Employee Banking Champion League – Overall Champion of the month – JUL 2015Employee Banking Champion League – Overall Champion of the month – JUN 2015 عرض أقل
- Awarded to Muhammad Waqar AshrafBest performer of FGB FSC Contest 2014 UAE Exchanger Centre LLC أغسطس ٢٠١٤ Achived AED 5.2 Million and got full expense paid trip to Turkey by FGB
- Awarded to Muhammad Waqar AshrafBest Performer of FGB FSC contest 2013 UAE Exchange Center LLC سبتمبر ٢٠١٣ Achieved AED 3 Million in one month and got full expense paid trip to Sri Lanka by FGB
- Awarded to Muhammad Waqar AshrafBest Performer of NBC contest 2013 UAE Exchange Center LLC أغسطس ٢٠١٣ Best Performer of NBC contest 2013 and achieved AED 500,000/- investment
- Awarded to Muhammad Waqar AshrafCertificate of Appriciation UAE Exchange Center LLC يناير ٢٠١٠ Certificate of Appreciation for best seller of Gold Card 2009Certificate of Appreciation for best seller of Xpress Money 2009.
Languages
- puPunjabi
- urUrdu
- enEnglish
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