Deborah Ochar

Deborah Ochar

Sales Representative

Followers of Deborah Ochar238 followers
location of Deborah OcharNairobi, Nairobi County, Kenya

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  • Timeline

  • About me

    Underwriter

  • Education

    • College of insurance

      2022 - 2025
      Proffesional paper Diploma In Insurance A

      The course is designed to provide students with the essential knowledge, skills, and attitudes needed to effectively manage various insurance functions. Through a combination of technical and specialized units, this program equips students with a comprehensive understanding of insurance practices and prepares them to handle the dynamic challenges in the insurance industry.The course focuses on building a strong foundation in the core areas of insurance.Key areas covered… Show more The course is designed to provide students with the essential knowledge, skills, and attitudes needed to effectively manage various insurance functions. Through a combination of technical and specialized units, this program equips students with a comprehensive understanding of insurance practices and prepares them to handle the dynamic challenges in the insurance industry.The course focuses on building a strong foundation in the core areas of insurance.Key areas covered include:- Insurance Principles and Practices.- Risk Management.- Claims Handling.- Customer Relations.- Insurance Law and Ethics.- Specialized Insurance Areas: Exploring niche areas such as health, life, property, and marine insurance.The program is designed not only to provide theoretical knowledge but also to enhance practical skills, with a focus on both technical expertise and soft skills, the diploma ensures that students are well-equipped to contribute meaningfully to the insurance sector. Show less

    • Egerton University

      2012 - 2016
      Bachelor’s Degree Natural Resources Management Second Class,Upper Division

      Activities and Societies: Natural Resources & Mgt Club NRM is the practice of overseeing and utilizing natural resources, such as water, soil, forests, minerals, and wildlife, in a sustainable and responsible manner. The goal of NRM is to balance the needs of human development with environmental conservation, ensuring that natural resources are available for future generations. Key areas of focus in Natural Resources Management include:- Conservation: Protecting ecosystems and biodiversity.- Sustainability: Ensuring that natural… Show more NRM is the practice of overseeing and utilizing natural resources, such as water, soil, forests, minerals, and wildlife, in a sustainable and responsible manner. The goal of NRM is to balance the needs of human development with environmental conservation, ensuring that natural resources are available for future generations. Key areas of focus in Natural Resources Management include:- Conservation: Protecting ecosystems and biodiversity.- Sustainability: Ensuring that natural resources are used efficiently and responsibly without depleting them.- Restoration: Revitalizing ecosystems that have been degraded or damaged.- Policy and Governance: Creating and enforcing regulations that manage resource use effectively.Professionals in NRM work in diverse fields, including environmental science, forestry, agriculture, wildlife management, and land-use planning, often collaborating with governments, NGOs, and local communities to implement sustainable practices. Show less

  • Experience

    • MAYA EMPORIUM

      May 2014 - Aug 2015
      Sales Representative

      Generating leadsMeeting or exceeding sales goalsNegotiating all contracts with prospective clients.Helping determine pricing schedules for quotes, promotions, and negotiations.

    • Adept Technologies

      Aug 2016 - Dec 2017
      Data Entry Clerk

      Data Services: Data Entry,Mining and EnrichmentContent CurationTranscription Services

    • FUMBUO PUBLISHERS

      Jan 2018 - Feb 2018
      Sales Representative

      Generating leadsMeeting or exceeding sales goalsNegotiating all contracts with prospective clientsHelping determine pricing schedules for quotes, promotions, and negotiations

    • D.light Solar Company

      Feb 2018 - Feb 2019
      Credit Collections Executive

      A Credit Collections Executive is responsible for managing the collection of outstanding debts and overdue payments from customers or clients. They work to ensure timely recovery of funds, maintaining cash flow, and minimizing the risk of bad debts. This role involves communicating with clients, negotiating payment arrangements, resolving disputes, and collaborating with other departments such as finance and legal to handle escalations. A Credit Collections Executive also tracks accounts, monitors payment schedules, and may report on collection performance to senior management. Strong communication, negotiation, and analytical skills are essential for success in this role Show less

    • Britam

      Feb 2019 - now
      Underwriter

      Underwriting operations play a central role in the insurance industry by assessing risk, determining pricing, and ensuring that policies are issued according to company guidelines and regulations. Underwriters are responsible for evaluating applications, reviewing policy details, and setting terms that balance the insurer's risk exposure with fair premiumsAnalytical Skills: The ability to assess risk, analyze data, and make informed decisions.Attention to Detail: Ensuring accuracy in evaluating policies, premiums, and risk profiles.Decision-Making Ability: Making sound judgments in accepting or rejecting applications based on risk assessment.Knowledge of Insurance Products: A deep understanding of various insurance products and the risks associated with them.Communication Skills: The ability to clearly explain underwriting decisions to clients, agents, and colleagues.Regulatory Knowledge: Familiarity with the legal and regulatory framework governing underwriting practices in the relevant jurisdiction.Adaptability: The ability to adjust to changes in risk, market conditions, or regulatory requirements. Show less

  • Licenses & Certifications