
Deborah Ochar
Sales Representative

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About me
Underwriter
Education

College of insurance
2022 - 2025Proffesional paper Diploma In Insurance AThe course is designed to provide students with the essential knowledge, skills, and attitudes needed to effectively manage various insurance functions. Through a combination of technical and specialized units, this program equips students with a comprehensive understanding of insurance practices and prepares them to handle the dynamic challenges in the insurance industry.The course focuses on building a strong foundation in the core areas of insurance.Key areas covered… Show more The course is designed to provide students with the essential knowledge, skills, and attitudes needed to effectively manage various insurance functions. Through a combination of technical and specialized units, this program equips students with a comprehensive understanding of insurance practices and prepares them to handle the dynamic challenges in the insurance industry.The course focuses on building a strong foundation in the core areas of insurance.Key areas covered include:- Insurance Principles and Practices.- Risk Management.- Claims Handling.- Customer Relations.- Insurance Law and Ethics.- Specialized Insurance Areas: Exploring niche areas such as health, life, property, and marine insurance.The program is designed not only to provide theoretical knowledge but also to enhance practical skills, with a focus on both technical expertise and soft skills, the diploma ensures that students are well-equipped to contribute meaningfully to the insurance sector. Show less

Egerton University
2012 - 2016Bachelor’s Degree Natural Resources Management Second Class,Upper DivisionActivities and Societies: Natural Resources & Mgt Club NRM is the practice of overseeing and utilizing natural resources, such as water, soil, forests, minerals, and wildlife, in a sustainable and responsible manner. The goal of NRM is to balance the needs of human development with environmental conservation, ensuring that natural resources are available for future generations. Key areas of focus in Natural Resources Management include:- Conservation: Protecting ecosystems and biodiversity.- Sustainability: Ensuring that natural… Show more NRM is the practice of overseeing and utilizing natural resources, such as water, soil, forests, minerals, and wildlife, in a sustainable and responsible manner. The goal of NRM is to balance the needs of human development with environmental conservation, ensuring that natural resources are available for future generations. Key areas of focus in Natural Resources Management include:- Conservation: Protecting ecosystems and biodiversity.- Sustainability: Ensuring that natural resources are used efficiently and responsibly without depleting them.- Restoration: Revitalizing ecosystems that have been degraded or damaged.- Policy and Governance: Creating and enforcing regulations that manage resource use effectively.Professionals in NRM work in diverse fields, including environmental science, forestry, agriculture, wildlife management, and land-use planning, often collaborating with governments, NGOs, and local communities to implement sustainable practices. Show less
Experience

MAYA EMPORIUM
May 2014 - Aug 2015Sales RepresentativeGenerating leadsMeeting or exceeding sales goalsNegotiating all contracts with prospective clients.Helping determine pricing schedules for quotes, promotions, and negotiations.

Adept Technologies
Aug 2016 - Dec 2017Data Entry ClerkData Services: Data Entry,Mining and EnrichmentContent CurationTranscription Services

FUMBUO PUBLISHERS
Jan 2018 - Feb 2018Sales RepresentativeGenerating leadsMeeting or exceeding sales goalsNegotiating all contracts with prospective clientsHelping determine pricing schedules for quotes, promotions, and negotiations

D.light Solar Company
Feb 2018 - Feb 2019Credit Collections ExecutiveA Credit Collections Executive is responsible for managing the collection of outstanding debts and overdue payments from customers or clients. They work to ensure timely recovery of funds, maintaining cash flow, and minimizing the risk of bad debts. This role involves communicating with clients, negotiating payment arrangements, resolving disputes, and collaborating with other departments such as finance and legal to handle escalations. A Credit Collections Executive also tracks accounts, monitors payment schedules, and may report on collection performance to senior management. Strong communication, negotiation, and analytical skills are essential for success in this role Show less

Britam
Feb 2019 - nowUnderwriterUnderwriting operations play a central role in the insurance industry by assessing risk, determining pricing, and ensuring that policies are issued according to company guidelines and regulations. Underwriters are responsible for evaluating applications, reviewing policy details, and setting terms that balance the insurer's risk exposure with fair premiumsAnalytical Skills: The ability to assess risk, analyze data, and make informed decisions.Attention to Detail: Ensuring accuracy in evaluating policies, premiums, and risk profiles.Decision-Making Ability: Making sound judgments in accepting or rejecting applications based on risk assessment.Knowledge of Insurance Products: A deep understanding of various insurance products and the risks associated with them.Communication Skills: The ability to clearly explain underwriting decisions to clients, agents, and colleagues.Regulatory Knowledge: Familiarity with the legal and regulatory framework governing underwriting practices in the relevant jurisdiction.Adaptability: The ability to adjust to changes in risk, market conditions, or regulatory requirements. Show less
Licenses & Certifications

Certificate of Redcross Society
- View certificate

Introduction to Artificial Intelligence
LinkedInNov 2024 - View certificate

Managing Your Time
LinkedInOct 2024 - View certificate

Financial Wellness: Managing Personal Cash Flow
LinkedInJan 2025
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