Muhammad Umair - محمد عمير .

Experience

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  Tariq Abdul Ghani & Co.

  Dec 2010 - Dec 2015

  Lead Financial Advisory and Outsourcing Services

  Started career as an audit trainee, participating in external audits for three mid-sized clients. After one year, transitioned to the Outsourced Accounting & Consultancy Division, where I worked with a diversified portfolio of 50+ SMEs and mid-sized corporates across industries such as textiles, pharmaceuticals, FMCG, engineering & construction, retail, and entertainment.Spent a significant period in the BPO division, leading teams deployed across multiple client sites. Developed strong expertise in bookkeeping, payroll, receivables/payables, taxation, costing, budgeting, SOPs, and financial controls, while also serving as a key liaison between clients and internal teams.Key Assignments & Contributions:✪ Led and supported ERP implementation and customization projects tailored to client operations.✪ Conducted stock counts, reconciliations, and internal audits for inventory-heavy businesses.✪ Managed accounting and reporting for employee investment funds of major banks and corporates.✪ Participated in fraud investigation assignments, including reporting findings to the Central Bank.✪ Handled end-to-end import management, including L/C openings, documentation, amendments, and vendor coordination.✪ Ensured indirect tax and WHT compliance, including responding to FBR notices and managing reconciliations.✪ Facilitated regulatory registrations with SECP, FBR, Customs, and other governing bodies. Show less

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  Planet N Group of Companies

  Jan 2016 - Dec 2017

  Manager Financial Reporting & Consolidation

  Initially joined under Secondment, to Lead and manage the end-to-end accounting, taxation, and import operations for three retail businesses: RIBS (FMCG importer), TESCO-Alpha Supermarket, and Boston Venture (ice cream & dessert chain). Later moved to the Group Business Review Committee, where I supervise and support the finance operations of subsidiaries and associates in diverse industries including digital banking, fintech, ad-tech, e-commerce, retail, data science, and IT. I was responsible for preparing monthly Board Reporting Packs, performance reviews, and strategic financial analyses aligned with key KPIs. ✪ Financial Feasibility & Strategic Planning: Built financial models and pricing cum sales channel strategies for brands like Lacnor, Al Ain, Samsonite, and TESCO, covering 50+ SKUs and 7,000+ retailers. Enabled successful capital raises and secured distribution licenses from international principals.✪ Valuation, Fundraising & Investment Structuring: Led valuation, due diligence, and post-investment structuring for 25+ startups. Supported local and international investor engagement including Developed and presented financial models and investment decks to Omidyar Network and Accion Venture Lab, securing seed funding for Tez Financial’s nano credit model and completing full due diligence.✪ Costing & Import Operations: Designed costing models for 1,500+ SKUs and led import operations worth PKR 1+ billion, managing LCs, logistics, and regulatory compliance.✪ Finance, Compliance & Control: Oversaw finance and accounting for 25+ Subsidiaries/Assoicates, completed external audits, and managed SECP/FBR/SRB registrations and full tax compliance.✪ Board Reporting & KPIs: Prepared monthly board packs for 15+ entities and developed KPI dashboards to support strategic decisions and investor reporting. Show less

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  DVAGO Pharmacy & Wellness Experts

  Dec 2017 - Jun 2021

  Chief Financial Officer

  I played a pivotal role in DVAGO’s expansion from inception to 80+ stores. As Head of Finance and a member of the Executive Committee, I built and scaled robust finance, audit, & compliance functions while actively supporting strategic planning, supply chain optimization, & digital commerce enablement.✪ Finance Department Development: Built and structured the finance & tax function from the ground up, scaling to a 15-member team managing reporting, payables, receivables, POS, assets, and compliance across all business units.✪ Financial Planning & BI: Designed comprehensive board and management packs with shop/division-level insights. Led budgeting, forecasting, and costing models to support pricing, margin planning, inventory optimization, & store expansion.✪ ERP & Systems Implementation: Led full deployment of Retail Pro, SAP B1, Tally ERP, and integrated Microsoft BI, HRMS, and Shopify—streamlining operations & enabling real-time decision-making.✪ Strategic Leadership Support: Worked closely with CEO, COO, and the Board on corporate strategy, succession planning, & restructuring during the company’s rapid scale-up.✪ E-Commerce & Supply Chain Optimization: As part of the Executive Committee, led initiatives to enhance e-commerce performance, supply planning, Shop Opening & warehouse scalability.✪ Internal Audit & Controls (with E&Y): Established the internal audit function with E&Y, conducted gap analyses, improved controls. Led fraud investigations & audit cycles.✪ Taxation & Compliance: Managed direct/indirect tax compliance, WHT filings, and correspondence with FBR, SECP, DRAP, & other regulatory bodies.✪ People, Risk & Benefits Management: Oversaw payroll, C&B programs, and managed company-wide insurance (cash, inventory, assets), including renewals & claims.✪ Partnerships & Cost Optimization: Secured deals with banks and payment partners. Drove cost-saving initiatives across operations, reducing major expenses & improving efficiency. Show less

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  Classera

  Jun 2021 - May 2023

  Global Finance Operations Controller - (Finance Business Partner)

  Led end-to-end finance operations across group and subsidiary levels, driving the transformation of the finance and accounting functions. Honored with the “Leader of the Year – 2022” award for leading strategic initiatives and delivering measurable impact.✪ Played a key role in securing $40M, one of Global largest EdTech Series A funding raise, with Sanabil Investments (a PIF Company) as lead investor. Created and presented investor-ready financial models, pitch decks, and multi-year business plans, and participated in multiple investor rounds and strategic negotiations.✪ Led the complete financial and legal due diligence process in coordination with Latham & Watkins LLP, managing investor queries, data room preparation, and pre-closing restructuring, including the setup of a Cayman holding structure and share consolidation of regional entities.✪ Lead the full implementation of Microsoft Dynamics Business Central ERP, transitioning from Excel-based operations. Reconciled 500+ supplier and customer balances and digitized contracts, invoices, and approval workflows.✪ Designed and implemented organization-wide financial policies, automated transactional workflows, and introduced bulk data entry tools, deferral logic, and system-generated communications to vendors and partners.✪ Developed a robust multi-dimensional reporting structure, enabling drill-down analysis across country, product, department, and employee levels—improving internal visibility and decision-making.✪ Initiated and enforced monthly financial closing cycles, delivering accurate and timely reports to management. Successfully led and closed outstanding external audits for three last fiscal years, aligning with investor reporting standards.✪ Oversaw cross-product ERP integrations, ensuring seamless flow of data across departments and improved overall financial governance. Show less

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  ACCBOOKS Accounting & Bookkeeping

  May 2023 - Jan 2024

  Financial Advisor (Assignment Based Role)

  Worked closely with a family office actively involved in strategic acquisitions, particularly within the accounting and rider agency services space, supporting leading food and quick commerce delivery platforms such as Talabat, Deliveroo, Noon, and Careem.✪ Restructured the accounting firm by setting up a back-office team in Pakistan and revamping the front-end operations, leading to smoother workflows and better service delivery.✪ Achieved a 30% increase in firm revenue and significantly reduced client churn through improved client service and account management.✪ Led the acquisition of SSD Delivery Services, one of the top rider agencies. Managed the full deal process and later played a key role in restructuring and onboarding a strategic investor in 2023.✪ Identified and eliminated operational redundancies, resulting in a major reduction in overhead costs across both firms. Show less

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  Fiduciam Global Consulting

  Feb 2024 - now

  Lead Consultant/Subject Matter Expert - Financial Accounting & Advisory Services

  ✪ Seconded as Financial Advisor at RASM (SEDCO Group): Played a key role in supporting the CEO and CFO by establishing robust governance frameworks, improving financial reporting standards, and leading strategic planning efforts. Successfully led the annual budgeting and forecasting process, oversaw the issuance of key RFPs, Agreements and support in organizational restructuring initiatives. Evaluated high-impact business opportunitites.✪ Led Strategic SAP Gap Analysis at Tahakom (a PIF Company): Delivered a comprehensive diagnostic of the FPNB Department’s SAP system and reporting processes, identifying critical gaps in project management, reporting automation, and legacy system challenges. Developed a strategic roadmap for process improvement, including automation through SAP Analytics Cloud (SAC), enhanced governance, realignment of departmental structure, & creation of a Board-level management reporting pack. Also led initiatives to improve cross-functional integration, streamline multi-dimensional reporting, and increase overall department operational performance.✪ Led sell-side advisory mandates for Lomar (a premium fashion brand) & Petrostar (a jet fueling services company). Developed comprehensive financial models, enhanced business valuation narratives, and prepared investor-facing materials. Represented the clients in buyer negotiations & supported end-to-end due diligence.✪ Successfully led multiple cost optimization engagements for Maimani Red Bricks, Red Sea Mall, and Azad Properties. Conducted in-depth analysis using regional & global benchmarks, identified operational inefficiencies, process improvements & cost-saving initiatives.✪ Led fundraising engagements for several Saudi-based startups including Ynmo, Gaiat, Arsilha, Munjiz, ITC Trailer Company & E-Spares. Delivered investor-ready financial models & comprehensive business plans, represented companies in road shows, developed data rooms and support due diligence process. Show less