Bondson To

Experience

• 

  Lee Sik Wai & Co.

  Jun 2007 - Nov 2008

  Audit Graduate

  Executed small sized audit assignment

• 

  Cocus Financial Group Company Limited

  Dec 2008 - Oct 2015

  > Systemized and develop sales commission calculation from scratch, support both static and progressive incentives rebate rates across sales teams, for average HKD 3 million per month with more than 100 account executives> Streamlined commission payment calculation and validation by 2 days in each month start> Directed full scope of accounting operation including financial reporting, management reporting, overhead control and payments

  • Account Manager

    Jul 2010 - Oct 2015

  • Senior Account Officer

    Dec 2008 - Jun 2010
• 

  Panasonic

  Mar 2016 - Feb 2020

  Regional and Global Treasury Projects | Process Improvement Initiatives > Facilitated Cross-Border Loan Initiatives: Partnered with headquarters to initiate cross-border loans from China group companies, contributing to global cash centralization efforts and optimizing liquidity management for an equivalent of USD 200 million.> Led internal payment system upgrade: Collaborate with external bank, internal IT and finance users for delivery of internal settlement system efficiency upgrade. Perform UAT testing to ensure users requirement were met.Financial Analysis | Treasury Management > Managed Regional Treasury Operations: Supervised the full scope of treasury operations for regional group companies in the North-East Asia Region, including centralized payments, FX hedging, and cash optimization.> Foreign Exchange Risk Analysis: Performed segmented analysis on group companies FX exposure alongside the currency market research, to formulate regional currency hedging plans and ensuring financial stability.> Cash Analysis: Prepared rolling cash forecast analysis and simulations to identified optimal idle cash for yield generating opportunities, result in annual increase of HKD 300k yield through bank fixed deposits.Financial and Management Reporting | Forecast & Budgeting> Prepared Comprehensive Financial Reports: Compiled and delivered detailed monthly management reports covering regional finance, cash positions, and foreign exchange exposures. Prepared monthly rolling financial forecasts and annual budgeting of regional finance unit. Show less

  • Finance Division Manager

    Apr 2019 - Feb 2020

  • Finance Specialist

    Mar 2016 - Mar 2019
• 

  Gold East Trading Hong Kong Co., Ltd.

  Feb 2020 - Sept 2023

  Assistant Corporate Finance Manager

  Financial Analysis | Loan Administration> Loan covenants analysis: Built simulations on bottom line scenarios to fulfil financial covenants of banking facilities USD 500 million, driving robust planning of trading and procurement activities.> Monitor facility utilization: Performed segmentation analysis and optimized the utilization of a USD 330 million trade import facility.> Financial Innovations: Built data models with extracted financial data APIs, SAP reports and internal data to transform data into data schema, supporting dynamic Power BI dashboard for data-driven FX hedging analysis on USD 3.2 billion exposures.> Engagement with Banks: Performed comprehensive gross margin analysis to banks in regular review of USD 500 million facilities.Operation, Projects, and Stakeholders Management | Financial Improvement > Led system implementation: Supervised and ensured smooth migration to SAP implementation from manual spreadsheets bank accounts register on over 600 accounts and USD 700 million export loans.> Process Automation: Utilized Power Query to automate management reporting consolidation, improved accuracy and resulted in 50%-time reduction in report preparation. Corporate Finance | Management Reporting> Engagement with Banks : Directed the successful renewal of banking facilities totaling USD 500 million and maintained strong relationships with 12 key banks in the Greater China region.> Management Reporting: Prepared and delivered detailed monthly management reports to the China Headquarter, focusing on financial metric improvements and bank facility utilization, providing valuable insights to support strategic decision-making. Show less