Muhammad Khalid Sarwar

Experience

• 

  United Bank Limited

  Oct 2011 - Mar 2019

  Responsible for overall control and supervision of all branch activities inclusive of deposit mobilization, commercial advances, customer services, budget management, compliance, control, administration and people issues.• Manage all commercial and operational activities of the Branch, meet all assigned targets and keep expenses within budget limits.• Support implement new business initiatives and generate new revenue sources for the bank and achieve product wise allocated deposit targets.• To retain existing customer by taking a calculated risk within the policy.• Cater to diversified needs of customers by providing them customized solutions. Show less

  • Branch Manager

    Mar 2012 - Mar 2019

  • Operations Manager

    Oct 2011 - Mar 2012
• 

  Faysal Bank Limited

  Mar 2019 - Oct 2019

  Branch Manager
• 

  MCB Bank Limited

  Oct 2019 - now

  Branch Manager

  To achieve the branch’s multi-dimensional growth targets (deposits, advances & profit) by sales maximization through strengthening the existing relationships and identifying new business opportunities, while providing quality service coupled with efficient operational controls to minimize all risks by ensuring strict adherence to KYC/AML, SBP & Internal Policies, Processes and Credit Manual / Circulars.Formulation & implementation of sales plans to deepen the existing relationships as well as to identify the new opportunities for the achievement of the branch’s multi-dimensional targets (deposits, advances, profit)Train & motivate all front-end staff to develop their technical & core competencies. Lead them as per the sales plan for sales maximization.Evaluation, recommendations, and elevation of credit proposal and supervision of all asset related matters.Complete adherence to Service Management Program through complaint resolution by contiguous review & improvement of processes, practices & resources to ensure that service standards are met for customer retention.Ensure that all financial targets are met for the branch and assurance of cost controls and maximization of revenue generation through “good selling” and plugging of revenue leakages in the branch. Show less