NARINDER SINGH RAI

Experience

• 

  Bank of Maharashtra

  Jun 2022 - now

  • Bank Branch Development, Branch Budgeting, Credit Development, Credit Administration, NPA management, Management of customer service, increasing hospitality, Management of sales, Motivate and train individuals share knowledge, interpret organizational direction, measures performance and diagnoses.o Sourcing new credit proposals, appraising credit proposals, and scrutinizing relevant documents before sanctioning and disbursing the Credit/Retail, Credit/Project, and Finance/Micro Finance up to Rupees Three hundred lakhs.o Ensuring compliance with organizational credit policies.• Performing the functions of assessing the creditworthiness of clients, performing due diligence as per bank policy, and taking adequate steps to ensure receipt of payments, overdue or delinquent accounts and recovery of bad debts.• Plan, organize, direct, control and evaluate the activities of a credit department.• Administer corporate, commercial and personal loan accounts.• Advise customers on the commercial and personal financial services corresponding to their needs.• Approve or reject credit applications, establish credit limits and determine repayment plans or schedules in accordance with authorized limits.• Leads day-to-day activities in a manner consistent with the Bank’s risk culture and the relevant risk appetite statement. • Building a high-performance environment and implement a people strategy.• Creating an environment in which the team pursues effective and efficient operations of his/her respective areas while ensuring the adequacy, adherence to, and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk.• Leads, train and drives a customer focused culture.• Provides strong leadership in setting the group's priorities, strategy and performance objectives using multiple strategies.• Act as a Branch Compliance Officer, overseeing all Insurance Representatives of all companies assigned to branch. Show less

  • Chief Manager / Branch Hea

    Aug 1993 - now

  • EX-Incharge ARC at Bank of Maharashtra

    Jun 2022 - Aug 2024