Arun Kumar

Experience

• 

  Punjab National Bank

  Oct 1991 - now

  As Chief Manager –Branch Head, I am accountable for managing activities such as import-export, international banking, business loan appraisals, core banking, FINACLE, budget strategizing, issuance of Letter of credit as per UCPDC 600, HNI client's, and customer relationship.My job duties include: Manage sales, business development, front/back-office operations, marketing, and customer relationship with emphasis on top-line and bottom-line profitability Supervise branches with overall business and profit responsibility, including operations, lending, product sales, customer service and security and safety; handling HNI customers and extracting profitable business for the bank. Accomplish and head a very large branch in Jammu's heart with more than 500 crore business. Manage importers-exporters of J&K State and their FOREX related transactions as per FEMA guidelines. Issue Letter of credit, negotiating and discounting of Letter of Credit as per UCPDC 600. Launch / introduce new products as a part of marketing development effort. Carry out the cross-selling of bank products and monitoring branch progressAdditionally, I make sure with various Govt., RBI and Bank's instructions as well as I ensure adherence to the bank's service standards and regulatory compliance. I also Look after the maintenance of foreign currency accounts and Indian currency accounts of NRIs. Collection, purchase, negotiation of export & Import documents Show less As Senior Manager, I managed rural branch banking, agriculture financing, social welfare schemes implementation, credit appraisals of agriculture & allied activities projects and linked rural customers with banking.Apart from my regular responsibilities, I also delivered the coverage of the rural population under social welfare schemes, debt restructuring of sick industries. mobilized fresh micro small & medium enterprises proposal. I also accomplished non-performing assets management & recovery. Show less I commenced my career with Punjab National Bank, Jammu as Bank Teller- Head Cashier and I was accountable for looking after retail banking portfolio in different branches. I also prepared annual/half-yearly statements. Ensure cash associates follow policies, safety procedures and customer service standards.As Loan Officer, I managed a gamut of credit appraisals of loan projects, retail loans financing, sanction & renewal of working capital limits, and NPA management. I also conducted the credit appraisals of all types of loans. Show less

  • Vigilance Officer-Chief Manager

    Jul 2021 - now

  • Chief Manager - International Banking and Forex Operations

    Jan 2019 - Jul 2021

  • Senior Manager

    May 2014 - Dec 2018

  • Manager

    May 2012 - May 2014

  • Various Service Roles - Credit Risk Management, Loan Operations, Cash Management

    Oct 1991 - May 2012