Joshua Ukute

Joshua ukute

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  • Timeline

  • About me

    Fmr President, National Association of Microfinance Banks, Nigeria (2022 - 2024)

  • Education

    • Adekunle ajasin university

      2002 - 2005
      Master of business administration - mba business administration and management, general
    • The federal polytechnic, ado-ekiti

      1993 - 1998
      Hnd applied chemistry distinction
    • Frankfurt school of finance & management

      2015 - 2016
      Certificate certified microfinance expert 98%
    • Lagos business school, pan-atlantic university

      2020 - 2020
      Certificate building and enhancing sustainable business models for financial inclusion
    • St. francis xavier university

      2016 - 2016
      Certificate comnunity based microfinance
    • St. francis xavier university

      2018 - 2018
      Certificate livelihoods and markets
  • Experience

    • Intercontinental bank plc

      Nov 2000 - Aug 2008
      Relationship manager - retail banking

      • Co-ordinated and Managed the Retail Banking Team of the Branch• Grew the Retail Deposit to N1.9bn (as at 2007)• Effectively utilized the deposit in the creation of Quality Risk Assets with a good ROCE• Responsible for the Implementation of the Budgets towards the achievement of the various KPIs• Responsible for Training of members of staff (both in the team and the branch)• A Think Tank - Development of new ideas aimed at restructuring the various policies of the bank to suit the ever dynamic and growing demands of the customers• Analysing of the various feedback reports from customers towards effective management. • Espionage: Pitching our performances against the strong competitors in the Industry. Getting information on the new updates in the Industry that will advance our Service delivery and also retain our good hands.• Supervision of the handling of dissatisfied customers – conflict resolution Show less

    • Harmony microfinance bank

      Nov 2008 - Sept 2009
      Group head, credit & marketing
    • Resort savings and loans plc.

      Sept 2009 - Feb 2011
      Business manager

      • Co-ordinated the activities of the branch • Supervised the various units of the branch (Business Development & Operations)• Supervised the various Credit Appraisals of the branch• Was responsible for the maintenance of good LDR

    • Alekun microfinance bank

      Oct 2013 - now
      Managing director
    • National association of microfinance banks nigeria

      Jul 2022 - now
      National president
  • Licenses & Certifications

    • Certified microfinance expert

      Frankfurt school of finance & management