Soumya Ranjan Sahoo

Experience

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  Black Knight

  Aug 2020 - Jan 2022

  Well Verse in U.S. Mortgage Quality Analyst and Audit Team at Black Knight. Review all Conventional, FHA, VA & USDA Loans. Review Fannie Mae, Freddie Mae, AUS LP & DU. Review LTV,CLTV,HCLTV,HTI, DTI,PMI,MI, Appraisal, SSR Fannie and Freddie, FHA EAD, Title, Flood Insurance, Hazard Insurance, Deed of Trust, CD,UCD Fannie & Freddie, LE, Income, VVOE, WVOE, Compliance Certificate, Tax 4506T, all Mortgage Documents for funding. Prepare Core Logic Loan safe Fraud Report. Reviewing Loan and Add condition for any gap or missing Docs. Evaluate the risk Involve in approving a loan and check it is acceptable per lender or Investor guide or not. Maintain TAT, Accuracy of file and Service Level Standard.US Mortgage loan origination where we approve or suspend the loan for funding. Correspondent Audit, check all loan after loan setup team worked. suppose we find any discrepancy Or documents missing then we add conditions on those loans. Show less

  • Quality Associates of AIVA origination software division group

    Dec 2020 - Jan 2022

  • Associate Indexing and Abstracting

    Aug 2020 - Dec 2020
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  Solugenix

  Jan 2022 - Jun 2022

  Associate Process Analyst (Selene Mortgage Underwriting Group)

  ● Well acquainted with US mortgage Secondary Market and have good experience with Credit liabilities, Employment income, Compliance Ease, TRID Disclosure, Appraisal report, Title, Note, 1008 ,1003 etc.● Good Understanding of Credit analysis, credit worthiness, credit Underwriting, credit appraisal memo. commercial lending, financial analysis, asset evaluation, income calculation etc.● Expertise around Residential real-estate mortgage underwriting, government sponsored loan and pre-purchase review.● Provided accuracy and transparency to the client by monitoring and analyzing statements and interpreting and complying with the legal agreement.● Acted quickly and decisively to client inquiries, and when needed, coordinate with the appropriate authorities and Legal areas in order to facilitate resolutions.● Identified and escalated fails and disputed in a timely and accurate manner to Credit/Risk Management.● Ensured all procedures and controls are followed and exceptions handled as per guidelines laid down by the respective clients.Ensured accurate and timely settlement of all underlying discrepancies and queries. Show less

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  SitusAMC

  Jun 2022 - Jan 2024

  Analyst - CRE Shared Services

  ● With Situs I have been a part of India Commercial Real Estate Shared Service group and we were providing services like Loan origination, Loan Modification, UCC Filing, Modify Extinction classify and extract all the data points to our clients such as Argentic, Asia Pacific, Blue Vista, Double line, Ellington, Mesa West, West tree, Oaktree, Silverstein, Square Mile, Situs Data Management Team etc.●To be more specific I just Board all the upcoming fresh loans in our client’s enterprise platform, and verify all the collateral value, Initial/Future funding, Loan amount, Terms, Investor and investment details, Intrest rate, Collateral information, Closing documents, Tax ID, Guarantor & Guarantee details, Reserve section, Benchmark section, tax, insurance, escrow amount etc. ● I am frequently interrupting some Commercial Real Estate, loan documents like Settlement Statement, Promissory Note, Form W-9, Note, Guarantor- Guarantee Details, Deed of trust, Legal Description, Loan Agreements, Insurance related documents etc. and audit those for further funding purposes. ● Responsible for detailed loan auditing, determining the deficiencies and interaction with the borrower on non-compliance items by sending letters to them and understand the procedures & SOP then updates the same with our Team members as well as team coordinators. ● We just Maintained borrower accounts information, setting up a new loan data base in our records by extracting legal documents and ordering contracts with vendors. Show less

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  Wells Fargo

  Jan 2024 - now

  Loan Servicing Representative

  Summary:Experienced Property Hazard Insurance Specialist adept at assessing risks, developing comprehensive insurance solutions, and ensuring client assets are protected through strategic coverage plans. Proven ability to navigate complex regulatory environments while delivering tailored insurance strategies that mitigate property hazards effectively.Key Responsibilities:Risk Assessment: Conduct thorough evaluations of residential and commercial properties to identify potential hazards and assess risks associated with natural disasters, fire, theft, and other perils.Insurance Solution Development: Collaborate closely with clients to understand their specific insurance needs and financial objectives. Recommend customized insurance policies that align with risk tolerance and budget constraints.Policy Analysis and Underwriting: Analyze insurance policies, review contracts, and ensure compliance with underwriting guidelines and regulatory requirements. Negotiate terms with underwriters to secure optimal coverage for clients.Claims Management: Proactively manage claims processes from initial filing to resolution. Investigate incidents, coordinate with adjusters, and negotiate settlements to expedite claims and uphold client satisfaction.Client Relationship Management: Build and maintain strong relationships with clients by providing exceptional service and ongoing support. Address inquiries, provide guidance on insurance options, and adjust policies as needed to meet evolving needs. Show less