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Augustin Jacob

Augustin Jacob

Loan Officer

Followers of Augustin Jacob190 followers
location of Augustin JacobKerala, India

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  • Timeline

  • About me

    Senior Associate

  • Education

    • SD college alappuzha- kerala university

      2011 - 2014
      Bachelor of Commerce - BCom Taxation

    • Leo X111 HSS Alappuzha

      2009 - 2011
      Higher secondary commerce

  • Experience

    • Ujjivan Small Finance Bank

      Jun 2015 - Jul 2018
      Loan Officer

      Worked as loan officer for JLG customers.Mainly deals with individual loans to customers such as housing loans, livestock loans, business loans, personal loans and educational loans.Actively engaged with Customer handling and customer interaction.Achieved incentives and special appreciation from top management.Follow up and collection initiatives.Takes initiative to provide loans to open market customer.Conducted Market awareness programs to improve sales.

    • Albertian Institute of Management - India

      Jun 2018 - May 2020
      Master of Business Administration- Finance & Marketing

      Activities and Societies : Officer and active member in IEDC (Innovation and entrepreneurs development center). Team member at Finance , Marketing and Best Management Team. Committee member of Union budget discussion hosted by Albertian Institute of Management, Along with this organizing committee member of Chai - Friday and Management fest.

    • Duroflex

      Sept 2018 - Sept 2018
      Organistional Study

      its about to knowing the organizational structure and understanding the various functional departments in the organization.

    • Union Bank of India

      May 2019 - Jan 2019
      Summer internship

      First year MBA Summer Internship at Union Bank of India - Nodal Regional office Ernakulam.

    • ESAF Bank

      Sept 2020 - Mar 2021
      Senior Officer

      Worked as senior officer sales- executive Trainee.Handled high value customers and given assistance to gain knowledge about the banking services.Serve customers by successfully managing documents, information, and financial transactions in an organized, efficient, and secure manner.Generate leads of CASA,FD,RD,Gold loan and insurance products. Cross selling of banking products and assist branch operations.Support the branch to meet Gold loan target from MFI customers.

    • Axis Bank

      Mar 2021 - Apr 2022
      Deputy Manager

      Worked as relationship manager Rural lending micro finance. Selling of JLG loan with an experience of handling 2200 customers with a portfolio of 3.59 crores.Management of field executives and ARM's in an effective way to meet the business target and collection efficiency of the branch.Directs all operational aspects such as branch operations, customer service, human resources, administration and salesMentor and guide the team to achieve monthly incentives and address customer issues and employee satisfaction promptly.Control NPA follows and take initiative to conduct collection camp to recover NPA Show less

    • HDFC Bank

      Jul 2022 - Jul 2023
      Deputy Manager

      Worked as deputy manager and had authority to control branch function and operations.Handled branch portfolio of 18 crores and team managementHandled a team of 6 sales officers, enable and empower them to achieve both collective and individual goals.Handled SHG customers and provide banking services to 18 panchayat.Handled branch business and cross selling of banking products

    • Alight Solutions

      Aug 2023 - now
      Senior Associate

  • Licenses & Certifications

    • Diploma in operations management

      Alison

    • Diploma in customer service revised 2017

      Alison
      Mar 2018

    • 7 days camp certification

      National Service Scheme
      Jan 2013