Brandon Currier

Experience

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  Wells Fargo Home Mortgage

  Jan 2009 - Feb 2015

  Throughout my time with Wells Fargo, I held several progressively responsible roles, and ultimately was managing a team of 20 Processors and Jr Underwriters. I was responsible for maintaining constant communication with brokers partners and closing agents to provide real time loan status, as well as providing critical analysis and in-depth risk assessment with an emphasis on fraud detection, negative credit history, and capacity evaluation.I trained and on boarded new personnel for the operation sites, conducted training classes on systems, procedures, and guidelines, and created and implemented curriculum/tools for training. I also investigated inconsistencies across processing procedures and conducted final reviews of files before closing.Additionally, I assisted in managing performance tracking metrics to improve budget, resources, customer surveys, and other financial aspects, while accurately collecting, managing, and inputting all customer contact and data into the CRM. Show less Managed a team of twenty or more evening shift underwriters, processors, closers and team leadsSubject matter expert of company system applications and the Federal Home Affordable Modification product, including implementation of training programConducted hiring, corrective action plans, performance reviews and one-on-one continual coaching with direct staff to ensure optimal production and compliance with utilization of job aides and toolsEnsured business and budget needs were aligned with production through effective time management and task delegationWorked closely with internal foreclosure and bankruptcy departments to ensure timely execution of workout plans and modifications Show less Subject matter expert of company system applications and the Federal Home Affordable Modification product, including implementation of training programConducted new hire training classes 20-25 per class and continuing education classes for staffConstructed class plans and itinerary, developed curriculum exercises and activitiesImplemented training of computer systems, product guidelines and process flowAssisted in leading a team of 20-25 processorsPipeline, report and staff managementtasked with escalated borrower calls and loans. Show less

  • Sr. Processor / Team Lead / Trainer / Manager / Underwriter

    May 2009 - Feb 2015

  • Loan Administration Manager

    May 2009 - Nov 2010

  • Team Lead / Trainer / Subject Matter Expert (SME), Retail and Loss Mitigation

    Jan 2009 - Jan 2010
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  Banc of California

  Feb 2015 - Nov 2016

  Sr. Process / Loan Coordinator

  In this role, I was appointed as Acting Client Liaison for all internal departments with existing client relationships to interface with SBA’s, Wealth Managers, and clients’ Financial/Personal Managers to obtain all necessary borrower items, gain access to properties for appraisers, usher the disclosure process, and manage the loan process to completion. I also priced loans based on concessions or hits with secondary marketing, and identified short-term and long-term client needs to provide quick updates and coordinate the pipeline. Show less

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  Movement Mortgage

  Oct 2016 - Apr 2018

  Loan Officer Assistant

  In this role, I was assigned to assist Top Producing Loan Officer in the Nation, managing monthly closing goals, and collaborated with team members daily to facilitate all necessary paperwork.

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  ArcStone Financial, Inc. (Direct Lender, Mortgage Services)

  Apr 2018 - May 2019

  Jr. Loan Officer

  While serving as a junior loan officer, I analyzed clients’ financials to determine loan eligibility, and developed a customized, fluent, and efficient process for loan paperwork review, managing client details, and verifying accuracy. I also built and maintained long term relationships with Broker Partners, becoming educated on all products to cater to specific client needs in the residential and commercial markets. Additionally, I collaborated and conferred with Underwriters to address and resolve title and mortgage issues, held special events catering to clients’ needs, developed relationships with realtors, brokers, escrow, title, and insurance professionals, and conducted training sessions for realtors to increase client base and product offerings. Show less

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  Movement Mortgage

  May 2019 - Sept 2020

  Production Lead

  As a Production Lead, I managed the loan process from lead status to funded for a team of 6 Loan Officers, trained, mentored, and developed team members, and managed monthly closing goals against targets. I also reviewed completed applications, monitored for signed disclosures, ordered escrow/title items, reviewed loan files for complete borrower docs, assisted with incomplete files, and followed up on escrow/title items.

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  The Money Store ®

  Sept 2020 - Jul 2021

  Loan Officer Assistant

  In this role, I was responsible for managing the loan process from lead status to funded for a team of 4 Loan Officers. I reviewed completed applications, prepped for disclosing, requested disclosures with our internal disclosure dept., and reviewed loan files for complete borrower docs for UW loan submission for approval. I also requested additional information from borrowers as needed, ordered internal conditions, and followed up on escrow/title items. Additionally, I managed monthly closing goals to meet and/or exceed projected monthly funding targets and deadlines, was responsible for preparing and distributing successful marketing campaigns and materials, and built solid partnerships with experts in the field, such as Closing Managers and Underwriters to increase closing ratios. Show less

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  LoanDepot

  Jul 2021 - Sept 2021

  Loan Officer Assistant

  At Loan Depot, I supported loan processing by compiling applicant documentation such as credit reports, employment verifications and financial history paperwork, assessed loan compliance to meet mortgage lending laws and regulations, and executed timely loan closing and funding activities with efficient management of task checklists.I also monitored key dates to obtain information by deadlines, documented borrower's information in loan processing system and resolved any discrepancies. I was responsible for communicating with customers daily to request information and complete paperwork as well as acceptance or rejection to applicants via mail, email, and telephone. Show less

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  Guaranteed Rate

  Oct 2021 - Mar 2022

  Mortgage Consultant

  In this role, I oversaw sales and underwriting processes, reviewing, qualifying, and pre-underwriting files to expedite the underwriting process and eliminate processing conditions. I also reviewed loan files and updated to match current standards and worked with underwriters to address and resolve application issues. I obtained applicants' credit histories and reviewed paperwork to determine feasibility of granting loans in addition to ordering appraisals and obtaining additional information based on approval conditions when necessary.Additionally, I verified information and packaged loans for submission to ensure a clean approval with minimal conditions, if any, and be cleared to close once out of approval. Show less