Justin Otto

Experience

• 

  Taylor Electric inc.

  Jan 2009 - May 2014

  Office Assistant, Jr. Estimator

  Created an efficient environment by assisting with estimation of building plans as well as other projects. Helped create a database to better compare past projects for a competitive edge. Participated in organizing and other office tasks as necessary.

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  JCPenney

  Nov 2012 - Mar 2014

  Sales Associate

  Created positive relationships with clients, Sold shoes and additional products, cross-sold credit cards and rewards programs, managed a til, Responsible for overall aesthetic appearance of area and store.

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  Vivint

  May 2014 - Apr 2015

  Customer Care Professional

  Provided technical support and general support for customers. Ensured all problems were resolved for the customer. Sold and Upsold where appropriate. Was promoted to escalation queue where supervisor level calls were taken and complex issues resolved.

• 

  Studies Weekly

  Apr 2015 - Apr 2016

  Relational Media Specialist

  Researched primary content and media for mini-documentaries and articles. Increased productivity and organization of websites and tracking systems using excel.

• 

  Deseret Mutual

  May 2016 - Aug 2016

  Summer Intern Analyst

  • Provided analysis of Mutual Funds, ETFs, and Managed Funds held by the firm, or for potential acquisition• Provided analysis of potential securities to acquire including new issuance.• Analyzed corporate, municipal, and private placement bonds held in a life insurance portfolio of over $3 billion.• Assisted in management and trading of $100 million commercial paper and short term liquidity account.• Analyzed MBS, CDOs and other asset-backed securities.

• 

  Morgan Stanley

  Jan 2017 - Jan 2023

  Managed six person, multi-site team performing risk functions, portfolio risk analysis, and operational functions.Worked with cross-divisional teams on projects for broker/dealer systems migration.Performed supervisory and risk reviews of a broad range of securities for lending eligibility.Provided intraday lending portfolio monitoring and stress testing.Provided supervision, monitoring, and controls for concentrated accounts to prevent excess risk to the firm.Designed, implemented, and reviewed risk management processes and procedure enhancements.Provided sign-off of regulatory reporting and critical business procedure checklists.Provided supervision and oversight for manual account overrides and valuation reviews.Reviewed existing procedures to ensure updated regulatory compliance, and to identify and close any gaps.Handled adhoc escalations from upper management for time sensitive and high risk matters.Oversaw risk controls and set-ups of bespoke and custom lending accounts.Built and implemented processes for error detection/correction of securities in the Securities Based Lending program.Trained, supervised, and transitioned error detection processes to support teams in India and Mexico. Show less Built and implemented process and excel workbook for detection/correction of pricing, currency, and valuation discrepancies.● Utilized Bloomberg terminal alongside macros for daily market watch and analysis.● Utilized database systems and VBA macros to identify errors with security pricing, classification, and calculations.● Applied manual edits to lending valuations of multi-billion-dollar loan portfolios.● Worked with multiple firm organizations to correct pricing errors with structured note lending program.● Improved error detection within team processes by recording macros and outsourcing the creation of advanced macros.● Provided daily monitoring of collateral for security based lending accounts.● Worked with branches and financial advisors to ensure regulatory compliance and risk-management compliance. Show less

  • Senior Associate

    Jan 2020 - Jan 2023

  • Analyst - Private Banking Operations

    May 2017 - Jan 2020

  • Operations Support

    Jan 2017 - May 2017
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  American Express

  Feb 2023 - Jun 2024

  Manager - Risk Management
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  Morgan Stanley

  Jul 2024 - now

  Director - PBO Margin