Himanshu Singh

Experience

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  Accenture

  Jul 2019 - Sept 2020

  Associate Software Engineer

  As software developer developed Components on Salesforce Lighting CRM SaaS PlatformEnhanced existing application hosted on salesforce communities to make it more customer friendlyPostgreSQL database development to reduced cloud storage cost in cloud-based salesforce CRMTransformed Standard key functions of oracle into customize function in PostgreSQL

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  Department of Financial Studies - University of Delhi (erstwhile MFC)

  Sept 2020 - May 2022

  • Placement Joint secretary, Corporate Relations and Placement Committee

    Mar 2021 - May 2022

  • Member, Corporate Communication and Public Relation

    Sept 2020 - Mar 2021
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  SBI Capital Markets

  May 2022 - Nov 2022

  Associate

  As part of project advisory and structure finance group responsible for financial due diligence, secondary research, Financial Analysis, Financial model development

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  RBL Bank

  Nov 2022 - Aug 2024

  Credit card Risk Analytics Policy Manager

  1) Developed a comprehensive Profitability Framework that extends beyond conventional metrics such as delinquency rates. This framework enables us to assess customer performance based on their net profitability contribution to our credit card business annually. It provides a nuanced understanding of our customer base's financial dynamics, aiding us in making informed decisions to optimize profitability.2) implemented STPL (Short term personal loan) strategy on credit card for RBL Bank with 50% increase in pre approved eligible base3)Implemented 200 Cr CLD (Credit Limit decrease) on identified higher delinquency segment from RBL and Super card portfolio.4)Analyze high-leverage credit card customers to exclude them from cross-selling initiatives in order to mitigate overall delinquency rates associated with cross-sold products. Show less

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  EXL

  Aug 2024 - now

  Senior Consultant