Nikhil Wagh

Experience

• 

  ICICI BANK

  Dec 2018 - Jun 2019

  Senior Executive

  Mortgage● Managing Sales of Mortgage Products like Home Loans.● Sourcing business through open market & Branch walking customersthrough different channels.● Fulfilling the leads. Implement & develop sales activities to achievetargets.● Executing all the Sales planning and overseeing target allocation.● Responsibilities include the development, preparation and promotion ofhome loan programs.● Develop and maintain a strong relationship with the clients for repeatbusiness or referrals.● Meet clients, verify documents, process files for sanction, coordinate fordisbursement of loan.● Ensure the achievement of a given business target.● Aligning with the marketing team on ground lead generation activitiesfor Sales. Show less

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  Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)

  Dec 2020 - Mar 2022

  Loan Officer (RLMS)

  ● Retail leading product like unsecured Business Loan,● Sourcing business through open market,● Pitch the customers Current Account, RD, Loans,● Collection for RD & EMI● Processing of customers Current Account, RD, Loans,● Collected for documentation,

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  Piramal Finance

  Mar 2022 - Feb 2023

  Relationship Manager

  Responsible for empanelment of channel and acquiring the customers for Home Loan from open market and developer relationships.Sourcing business through open market & through connector channels.Responsible for ensuring the adherence of KYC documents as per the guidelines by the company.Responsible for achieving the cross-sell targets from the Home Loan customers like insurance or any other appropriate product which may come up from time to time.Responsible for establishing the Piramal brand and managing the sales and business development activities for Home Loans with focus on mass affluent segment in the assigned hub location.Responsible for Smooth functioning of the lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service.Responsible for ensuring the proper completion of the files within timeline as per the company checklist.Responsible for guiding the customer with clarity towards applying for Home Loan and explaining the product features in terms of ROI, Processing Fees, Terms and conditions etc.Responsible for communicating the reasons for rejection to the customer whose file has been rejected.Adherence to the organizations policies and procedures and compliance with legal and regulatory requirements Responsible for training, development and activisation of channels and release of channel payments on time. Responsible for sourcing of builder project files and getting their project approval done (APF) by the organization.Managing Sales of Mortgage Products like HL, LAP Show less

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  ICICI Bank

  Mar 2023 - now

  Administer and ensure compliance to all sales practices in branchMaintain the productivity of the sales officers (SOs)Meet the business targetsIdentify sales opportunitiesDirect operational activities on a day-to-day basisGenerate leads for new business and customersPrepare and analyze profit and loss statement for branch Grade AM - II

  • Branch Sales Manager

    Jul 2023 - now

  • Relationship Manager

    Mar 2023 - Jul 2023