Nimit Jain

Experience

• 

  Air India SATS Airport Services Private Limited (AISATS)

  Feb 2012 - Feb 2013

  Customer Service Agent

  • Handling Passengers at boarding gates, chekin counters, arivals, transfers, coordinating between different departments of Air India• Managing flight controlling and operational activities from Air India control station (Control 4 and Hub). • Customer service at chekin counters, taking customer request, solving queries, issuing boarding cards doing flight activities at boarding gates.

• 

  The Vaish Cooperative Adarsh Bank Ltd

  Jan 2014 - Mar 2016

  Clerk

  This was a front office customer service role where I was responsible for:Account opening/closure and KYC updates.Issuance of Account statements and Interest Certificates.Inward and outward CTS / Non-CTS cheque clearings.Managing ECS Mandates for loan accounts.Pay Order, Demand Drafts, and Cheque Book Issuance.Updating CIBIL records for bank account holders

• 

  RBL Bank

  Mar 2016 - Jan 2018

  Assistant Manager

  Authorizing all cash and non cash related entries. Supervise teller transactions. Monitoring of LVTR, Soiled/mutilated, counterfeit currency.Monitoring of GL lines and zeroing the same at EOD. Opening of CASA.Ensuring of transaction posting within TAT.Managing of audit and compliance related mattersEnsuring the customer service satisfaction.Cross selling of banking products from counter.

• 

  BMW India

  Feb 2018 - Feb 2019

  Finance Executive

  Working as a Finance executive in NBFC BMW India Financial Services Pvt Limited a company of BMW Group. (on Manpower Payroll)Area of work:Evaluating the client's profile by applying various parameters for auto loan appraisals.Helping in decision making for loan appraisal and underwriting.Processing the logined files by performing various checks of bank statements, Ids', financials, ITRs, Co's registration certificates, GST etc.Performing KYC and AML checks.Evaluating client’s financial position and stability.Performing various internet checks to gather more information about client’s profile and background.Extracting cibil scores for corporates & individuals, checking of previous loan tracks, bank transaction patterns and evaluating the same.Considering various reports from field investigation agencies and Risk containment unit in file appraisal.Maintaining MIS reports.Working within TAT. Show less

• 

  Fullerton India Credit Company Ltd.

  Mar 2019 - Dec 2022

  Senior Credit Manager

  Working as a senior credit manager and looking after Pesonal loans unsecured portfolio• Key Responsibilities Appraising of loan files for unsecured business in adherence to co's policies.Complete risk management from login till the loan is disbursed.Tracking & managing 0-12 MOB delinquency portfolio.Doing Route Cause Analysis (RCA) on delinquent cases and sharing feedbacks.Providing regular trainings & refresher to business teams.Paying regular visits to company's Channel partners DSA, agencies and keeping them updated with latest policies & practices.Doing regular audit on the files booked in adherence to the co's policy.Taking care of allocations for complete North region cases to the credit team.Tracking & maintaining multiple MIS for day to day activities.Being part of multiple process improvement and cost reduction programme. Show less

• 

  SMFG India Credit

  Dec 2022 - now

  Cluster Credit Manager

  Working as a Cluster Credit Manager and looking after Pesonal loans Salaried & Self Employed unsecured portfolio• Key Responsibilities Giving decision on appraised loan files for unsecured business in adherence to co's policies.Tracking & managing 0-12 MOB delinquency, non starters and early MOB portfolio branch wise and overall portfolio for Cluster.Doing Route Cause Analysis (RCA) on delinquent cases and sharing feedbacks.Providing regular trainings & refresher to business teams.Paying regular visits to branches and company's Channel partners, DSA, agencies and keeping them updated with latest policies & practices.Doing regular audit on the files booked in adherence to the co's policy.Taking care of allocations distributed among my team and tracking timely decision of cases.Tracking & maintaining multiple MIS for day to day activities.Being part of multiple process improvement and cost reduction programme.Tracking branch wise and cluster's approval and rejection ratios.Having approving rights of 7.5 lacs ticket size for salaried and self employed both products.Tracking performance of my team and evaluating their performances.Maintaining TAT for my team and my cluster which being part of regions overall TAT. Show less