April Moreland

Clerk at the Chicago Mercantile Exchange

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Ashburn, Virginia, United States

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Timeline
About me
Director - Affordable Housing
Education
- Georgetown University
  2012 - 2014
  Master's degree Real Estate Finance
- University of Illinois Chicago
  2008 - 2010
  Bachelor of Science Finance
  Activities and Societies: Honors College,Tau Sigma, Dean's List
Experience
- MYLS, LTD
  Sept 2003 - Dec 2005
  Clerk at the Chicago Mercantile Exchange
  Assisted in buy and sell transactions for up to three traders. Recorded trading positions by hand, updated electronic accounts, maintained financial records and balanced trading accounts.
- Karsyn Management
  Jun 2005 - Jan 2010
  Property Manager
  Managed the construction process during the rehabilitation of several multifamily units in the city of Chicago. Leased and managed each building once construction was completed.
- Harris Bank
  Jul 2010 - Jul 2011
  Financial Analyst - Commercial Training Program
  Formal credit analysis training to learn to evaluate customers' financial performance. Commercial credit rotations included Commercial Real Estate (focus on REITs) and Sponsor Fund Lending.
- M&T Bank
  Jul 2011 - Jun 2013
  Senior Credit Analyst - Asset Based Finance/CRE
  Prepare written loan-underwriting packages to be presented in loan committee by evaluating customers' creditworthiness via analysis of historical financial performance and pro-forma analysis.
- Freddie Mac
  Jun 2013 - Mar 2022
  Responsible for the credit quality of loan production and underwriting, with approval authority up to $10 million. Evaluate proposed loans for credit risk, negotiate, and obtain deal approvals, oversee the preparation and issuing of commitments. Responsible for underwriting all property types, including bonds and seniors deals. Represents the organization as the principal customer contact on contracts and often performs project leadership role. Evaluate proposed loans for credit risk, negotiate, and obtain deal approvals, prepare and issue commitments. Responsibilities entail creating pro formas, I&E and rent roll analysis, review of third party reports, working with producers to structure deals, review of borrower financial position, market analysis, property inspections, presenting deals for approval.
  - Senior Director
    Aug 2019 - Mar 2022
  - Director - Multifamily Specialty Products
    Jul 2018 - Aug 2019
  - Underwriting Manager -Multifamily Specialty Products
    Jul 2016 - Jul 2018
  - Senior Underwriter - Multifamily Specialty Products
    Mar 2015 - Jul 2016
  - Underwriter - MultifamilyTargeted Affordable
    Jun 2013 - Feb 2015
- Citi
  Apr 2022 - now
  Head of Specialty Underwriting
Licenses & Certifications
- Leading Effective Decision-Making
  Yale School of Management
  Dec 2023